Thanks for all your advice. I have spoken to the guy and got all the details. Yes it is about right as he has electric sensors etc in the unit. He was genuinely sorry about the expense I think and said I might be better going through insurance. I had already decided that I would for my own peace of mind.
As for no claims - I'll hope for the best. They say honesty is the best policy!!! 
Halal and Kosher meat should labelling be mandatory?
Does anyone have a middle name?
What "back then" inconvenience would annoy today's youngsters?



