Gransnet forums

Legal, pensions and money

State Pension. Can't manage.

(52 Posts)
Cathy04 Sat 29-Sept-18 09:41:06

Hello

My husband died earlier this year. He had a severe disability and I cared for him for many years.We had very small amount of savings and our income was State pension each and his PIP. I had Carers Allowance up until last summer when I got my pension. So my income has gone down by 2/3rds since his death.

Last night I worked out my finances for the year Sept to Sept. After paying things like boiler service, oil, water, electric etc I am left with £32 a week for food, clothes etc.

I have been supplementing my pension with our savings. After paying for his funeral and now ordering his memorial stone I am pretty much cleaned out.

I have got a reduction on my council tax . Looking on line at some very helpful sites it seems I cannot claim any help.
I shall have to get rid of my old car as insurance and MOT due next month. I live in a small village with no shop or bus service. Hourly bus service when we moved here.
Looked at selling but I have a small 2 bedroom bungalow and flats in town, 12 miles away, are comparable prices. Then there would be fees.

Was thinking about a lodger. I don't relish the idea. Any and all thoughts are welcome. Sorry if this is a bit disjointed. Been up since 4am worrying.This is my third attempt, lost the first two.

loopyloo Fri 11-Jan-19 11:07:04

Very helpful thread. How inventive you people are. Yes we had lodgers for several years and it was very helpful financially.
Do try to keep your car. Perhaps you could give other people lifts into town for a fee to help cover the costs.
The room to let sounds great, with an on suite !