Gransnet forums

Legal, pensions and money

Vehicle insurance (other persons fault)

(79 Posts)
gillybob Tue 23-Oct-18 11:12:29

Just when I think things couldn’t get much worse something comes along yet again to prove me wrong.

One of our lads at work was involved in a rear end shunt in our van on Friday . Woman gets out of car and says “ the sun was in my eyes sorry” ( sun could not have been in her eyes as facing wrong direction) . Our guy noticed mobile phone on passenger seat . She admitted her fault and wrote down her address and phone number saying she could not remember insurance details . The rear doors of our van are caved in and although the van is drivable the lad can’t open the doors to access tools etc. ( could force it but probs won’t close again so then would undriveable) . I spent most of Friday and Monday on the phone to insurance company who say we have to go through a third party claims handling company . We passed on address , phone number , photos , reg number etc. But this morning they are saying they can’t get hold of her she’s not answering her phone or texts . I’ve got 3 children in tow and to be honest I can’t be doing with this sh*t ! What do they expect me to do ? Go round her house with my grandchildren and force her to hand over documents ? The lad can’t work as his tools are in a mashed in van and we are losing work hand over fist now because of it . What is the point of having bl**dy insurance ? Sorry for the rant but I can’t take much more cr*p !

travelsafar Thu 25-Oct-18 18:22:39

* Gillybob* what an absolute nightmare!!! Lets hope it is all resolved fairly quickly. You need a hu, some flowers and maybe a glass of wine

Magrithea Mon 29-Oct-18 09:07:49

PamelaJ1 and notnecessarilywiser - technically you should have your documents in the car with you (I was told this by a police officer) but generally they give you 7 days to present them at a police station if you're stopped for any reason.

On the continent, it's an offence not to have your documents (V5, insurance) in the vehicle with you - and they have to be where you can get them if asked, not in boot! We were stopped at the border between Spain and Portugal by customs this year and they said my husband (the driver) should also have had his passport even though he has photo driving licence

jeanie99 Wed 31-Oct-18 08:31:50

What a nightmare situation, I think it may be better not to contact this women, if you loose your cool this could get very messy.
Do you have house and building insurance, most cover legal representation and advice. If you do give them a ring.
It doesn't matter what the legal problem is
OR
ring round your local solicitors, some offer 30 minutes free legal advice.
Best of luck