Cashless society

I very rarely use cash now, but for things like the coffee subs at a Bible study group and weekly subs at choir practice there is no alternative. I think the main drive to eliminate cash is to stop people giving anything to buskers and charity collectors.

I have a friend just like that Saggi but she doesn’t even have a mobile or tablet of any sort.
Everything is paid in cash, no direct debits ar alll, she relies upon her family for everything.
On a TMI topic and nothing to do with the thread, she and her H had never, until recently ,seen each other naked.
He still hasn’t but as he has a prostate problem she has had to help him at night.
She said he was totally embarrassed.

I rarely use cash but if I want to pay for an hour’s parking locally I have to pay 55p!
I used to have lots of small change for such as that but not any more.

Article in the media only last week about the problems Scandinavia is having with the supposedly cashless system we are lead to believe exists, it doesn't. Lets hope we aren't all taken with the media hype.

I use contactless for most things especially small amounts,it is so handy,I occasionally take out a small amount of cash for the odd thing.
I think its important having said that, we do keep cash machines for people who need cash.

Annsixty
That must have come as a shock ? Although I can't make up my mind whether for her or him.

To GNHQ - I've just realised there are 2 threads on this topic.
Can they be combined?

I use both. Card and cash.

I have gone back to cash as a New Years resolution not to use my credit card willy nilly! I am going to use cash only for food buying and see if I save money. So far I have saved £10 on two bottles of wine on offer that I didn’t buy as I had limited cash.

I use Supermarkets to obtain cash when paying by card! It sounds strange - but I need cash for three places that don't accept cards (1) local Bakery (2) Hairdresser and (3) Car Wash. I agree that we need to preserve Cash for people who are unlikely to cope without it, and because for some, it is essential for budgeting purposes (very easy these days to get into debt - not at all easy to get out of it), and because - come the day when internet banking fails to work - how will we access money or manage to pay for anything?

I prefer to use my credit card as I then have a printout of what I spent money on. I also keep some cash in my purse for some hairdressers or if we have a family meal out and all pay some and one person pays with their card. Usually granddad and I put much more in

Like someone upthread I opened another bank account when I was working which has money transferred monthly with which I pay for most of the things I buy as I'm not comfortable with my main account card being used for everything. I also pay for a lot of online things by PayPal. I don't use cash that often but again have to have some in my purse for some small items or my hairdresser and nail salon. I don't record what I've spent the cash on but every other transaction goes through my personal accounting system which I would be lost without.

I use both. However an example of the advantage of cash is like on Saturday I went to a fast food outlet in the shopping mall. Those using their phones and cards to make purchases stood in a long queue for their food with one person serving. Those with cash, like me, waited about 2 minutes in the queue in their fast section where about 7 staff were serving. Again in another store a couple were the only ones at the till trying to pay with a credit card at a card only till. I went to another till and paid cash and was out in minutes. Obviously every purchase is different but we need to continue to have a choice.

As my husband now does 95% of the shopping I have persuaded him to pay by card. The reason being at each shop he would just hand over notes and get change. He didnt bother to give the correct money so he would bring home loads of change to go in my purse. I am not allowed to carry a heavy handbag and the change purse was weighing it down.
But I did manage to go into the local supermarket on my own to buy some food on Thursday which was an achievement.

That is the crux of the matter, we need choice , not decisions made by others forced on us.
I choose to be mostly cashless but respect others who are not happy using cards.

I never carry cash. I always use my cards. I haven't had a cheque book for years, either.

I never use my debit card except very occasionally to draw some cash from an ATM. Contactless all the way for me. Your debit card is a direct conduit to your bank account....

I always use cash abroad and am much more careful of what I spend. At home the only thing I regularly use cash for is paying for lunch at work. We have to load our accounts with cash in a machine then pay with our fingerprint. The annoying thing is that parents can load their kids' accounts online but staff can't. I've had an occasion when my local cashpoint was out of order and I had to leave for work half an hour early to drive to a different cashpoint or I wouldn't have had any lunch! The won't give us credit normally either. It's a real pain!

It really doesnt sound like neglect TBH. Food is being put on front of her, she just isnt eating much of it. When there are posts about non vegan GC doing this most replies say "dont worry and dont make a fuss about it, just ignore it it's normal and will pass"

Oops wrong thread

My phone doesn't have the internet so I can't (and don't want to) pay by phone. I will pay by card but will not use contactless. I like using cash and will continue to use it. We live in the sticks and people like cash where I am, we are not all in the cities and we are not all used to paying by card alone. We do need choices. I would be devastated if I couldn't use cash as there are many places I would not be able to continue to go to if card/phone was the only option. How on earth do you all pay for a loaf of bread at the bakery? I clearly use cash. To me a phone is for phoning. Cash is money. My biggest gripe with cards is that I keep being asked IF I want a receipt? Of course I do! How do you keep track of what you spend and check it against you statement if you don't have a receipt?

I use both. I like to have cash on me as well as a credit and debit card.

We have an old Roses chocolate jar and put 1p's, 2p's and 5p's in it and when it's full there's always about £70 to pay into the bank.

That irritates me too floorflock.

I assume you mean about the receipts Smileless2012? If so, I'm glad it's not just me..

Exactly so floorflock. On the occasions that I do use my debit card, I always keep the paper receipt. At the end of the week, I enter the details of every receipt into my accounts system and then check that off against the bank statement. Any discrepancies and I can see straight away to check with my bank. I can balance my bank statement to within £1 of my accounts.

I check my credit card and bank statement everyday, not because I am a control freak (I consider myself organised) but if something is wrong I would rather know sooner rather than later. If I didn't have the paper receipts I might forget a legitimate purchase I have made.