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Legal, pensions and money

Trying to save money this year - any clever tips?

(59 Posts)
granoffour Wed 08-Jan-20 14:18:21

My youngest granddaughter got engaged over New Year. grin! We are over the moon for her of course - she and I are very close. The wedding is likely to be in Italy next year. We've had a rather expensive end of 2019 with car expenses, new boiler etc and would like to save some pennies this year so we can extend our stay in Italy and have a lovely holiday. Any clever tips from frugal gransnetters? I've signed up to moneysavingexpert and at some point in Jan will start looking at our insurances etc. Anyone doing a no-spend Jan?

Annie26 Fri 10-Jan-20 19:01:23

I saved towards Christmas last year by putting away 1p on Jan 1st, 2p on Jan 2nd etc. As the year progresssed I tended to round the daily figure up and by December had £550 saved. I am doing similar this year but am intending to put £50 away a month. I think it may have been a Martin Lewis tip at the beginning of 2019 to do this.

Esspee Fri 10-Jan-20 19:09:07

Watched an interesting programme some time ago where either Lidl or Aldi products were blind taste tested by some upper class twits who were amazed at the quality.
I do my main shop at Lidl and am always surprised at how little I spend these days so that is a great way to save.
Changing your insurances, energy suppliers etc can also save hundreds.
Have a wonderful time.

Tanjamaltija Fri 10-Jan-20 19:31:43

Eat fruits and vegetables in season, and cook from scratch.
Shop for clothes and books in charity shops.
Learn how to mend / alter / repurpose stuff.
Take the bus in stead of driving, when you can.
Use cash so you can see the amount dwindle, rather than cards.
Use Facebook Messenger to call people, rather than your phone(s).

Chardy Fri 10-Jan-20 22:13:44

Dare I say eat less meat?

Notthecatsmother Fri 10-Jan-20 22:20:03

moneysavingexpert.com and the forums on there have loads of money saving ideas. Worth a look.

Hetty58 Fri 10-Jan-20 22:37:50

Avoid shops, food shop online with a list, no impulse buys - and go vegetarian or vegan if you can. Bake your own treats/biccies/cakes, just buy ingredients, nicer and cheaper.

Leave one or two extra days between food shops (so if you shop weekly, make it eight or nine days instead). Gradually add more days. Limit local shopping strictly to bread, fruit and vegetables. You'll save a fortune!

GreenGran78 Sat 11-Jan-20 05:39:43

Theresacoo where do you find your competitions? I used to average a prize every few weeks in the days of lots of supermarket competitions. I used to love writing slogans, and there was no internet, so questions had to be researched. Most of the ones these days are online prize draws, which must receive thousands of entries.

annsixty Sat 11-Jan-20 08:28:54

This is just a suggestion, more a saving idea.
When you get your two months , Feb and March, of not paying council tax ( if you pay monthly by DD), put that money immediately into your savings account.
If left in your current account it will just get spent.
Also echo Monica by doing the same when the 13th pension payment is paid.