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Legal, pensions and money

Marrying again and unsure who inherits my house

(88 Posts)
hopeful1 Fri 24-Jan-20 12:21:10

I am planning to marry again however I own my own house outright and he doesnt have property at all. If I died could I make my will for my children to inherit my house. I know this sounds harsh but my late husband paid for the house so I would like his children to inherit. What can I do?

Davidhs Sat 25-Jan-20 07:57:47

Marriage and property is a minefield, even if you make a cast iron will it can be challenged and causing a great deal of trouble and expense for everyone. The same applies to so called Pre Nuptial deals.
It’s so much easier not to get married then you can leave assets to whoever you want with no encumberance.

A friend of mine remarried, after about a year her husband ceased work and contributes nothing useful, holding onto what little she has is becoming a problem.

notanan2 Sat 25-Jan-20 08:11:00

If the OP can share the reasons she does want to get married, since it isnt one of the main reasons to marry, we might be able to suggest alternative ways to achieve what they are looking for in their union

E.g. POA if you want them to be the person talking to Drs if youre ill, a non legal humanist ceremony if you want to do something like that etc.

suziewoozie Sat 25-Jan-20 09:00:04

Co-habitees can challenge a will,

cookiemonster66 Sat 25-Jan-20 09:27:29

YES - you can, get to a solicitor, it is what I have done to secure my daughters inheritance

notanan2 Sat 25-Jan-20 09:30:40

Not just by cohabiting. Only if they have made significan tracable financial contributions or are on paperwork.

There is no such thing legally as common law spouses in this part of the world (there is elsewhere)

jura2 Sat 25-Jan-20 09:31:39

You need solid legal advice from a solicitor, not Gransnet.

notanan2 Sat 25-Jan-20 09:32:02

That was @ suziewoozie

A cohabitee that just lived in the deceased house can challenge the will, but they wont be sucessful without any evidence of contribution etc

Chewbacca Sat 25-Jan-20 09:34:38

Why should OP share the reasons she does want to get married? She does. End of. Her query is regarding what will happen to her assets post marriage.

See a solicitor hopefull and get good solid legal advice before you marry.

notanan2 Sat 25-Jan-20 09:37:47

Because she is asking about advice re her assets. And if she did want to share what things she does plan to share, that would help taylor her advice better to list all the options

And yes she should get formal legal advice also I dont think there is a single poster on here who will disagree with that. We can still brain storm.

notanan2 Sat 25-Jan-20 09:38:59

And it was a suggestion not an order. Let the OP decide if she wants to expand or not. Why shut down discussion on her behalf?

Shropshirelass Sat 25-Jan-20 09:39:16

You could put your property into a trust, it is then protected and no-one can get to it then except for whoever your will states. You could leave it to your children but state that your husband lives there for the rest of his life (if he is left on his own of course!). You need legal and trust advice.

grannyticktock Sat 25-Jan-20 09:55:46

If anyone is dependent on you at the time of your death, I think (but do check) they could make a claim on the will if they were to be left homeless etc.

Crazygran Sat 25-Jan-20 09:56:09

I am thinking of doing the same thing but have been told of another possible prob.
If one partner lives a lot longer than the other the property could deteriorate and not be worth much for the family to inherit or the partner could spend a lot on upkeep which would not be fair on their beneficiaries . All very complicated !!!!

Patticake123 Sat 25-Jan-20 09:56:11

Do not marry him before taking legal advice. Things may have changed but when my husband’s father died, leaving his estate to my husband his only child, the fact he had married a week before his death made the Will null and void and he received absolutely nothing?
A former colleague was advised to secure her assets prior to her second marriage and her husband to be said ‘if you love me .....’ so she didn’t. When they subsequently divorced, he left her with numerous debts and nothing was left for her children.

Shazmo24 Sat 25-Jan-20 09:57:18

If you already have a will this will become null & void as soon as you remarry.
You can of course leave your home to your own children. You do need to think about yoyr husband though...can he live in the home for a period of time following your death etc as he will need to be protected as well....get good advice from a person who specialises in this area

timetogo2016 Sat 25-Jan-20 10:04:20

You could legally put your house in your children`s name as it is owned outright.
It cost her £200 for solicitors fees which I though was a bargain
And peace of mind is priceless.

Lizzle10 Sat 25-Jan-20 10:10:27

I live in my partners house and have always been concerned what will happen if he dies first , he has written a will leaving the property to his children but I am allowed to live in the property or sell it and buy somewhere else for as long as I live or wish to .

Madmaggie Sat 25-Jan-20 10:13:55

You will both need to make newWills. We factored this into our wedding expenses. You may do this before the ceremony. Write down before you have the appointment what it is you want to achieve & any questions. You will have to return to sign said wills after they've been prepared - take time to read them first, even solicitors mis spell names! Instead of naming sums ours suggested using percentages which is sensible. A solicitor who is well versed in wills should be used. Most importantly let your beneficiaries know which firm holds your will. Beneficiaries can also be Executors. Solicitors may charge for this which will come out of your estate - ask. As others have said marriage invalidates all current wills. Don't forget to stipulate if for example you want your daughter to have your jewellery. Do not trust people to "do the right thing" after your demise. There are too many instances of this not being the case.

Davida1968 Sat 25-Jan-20 10:14:04

A potential legal minefield here: my advice is to be sure to get proper legal advice before you do anything!

Mamma66 Sat 25-Jan-20 10:18:55

Definitely see a solicitor. When DH and I married (his second time, my first) our will after lots of thought and careful consideration. The surviving spouse inherits, but on their death the estate is split in two, half to his children, half to my nephews and nieces. This is what worked for us, but e solicitor was great and talked us through all the options. The will cost £195 which considering the amount of time we spent talking through the pros and cons with the solicitor represented good value for money and has given us peace of mind. Hope you find a solution that works for you

Caro57 Sat 25-Jan-20 10:19:47

If you have a legally drawn up Will you can bequeathe to anyone you want (cats home etc.) - it can be contested but if it's clear it's harder to effectively challenge.

4allweknow Sat 25-Jan-20 10:31:23

Make a will stipulating your children are to inherit the property. You may wish to consider your DH not being made homeless. This you can do by stating in the Will he is to be allowed to remain there with associates costs eg council tax, heating, just as if he was renting. You can also stimulate that if he wanted to move, say downsize, he can use the value of the property to do so but again any new property would be in the name of your children. If finds are left over from a sale they again go to your DC. DH will be responsibly for costs of moving. If long term care becomes necessary the house won't be DHs to consider an asset. Also would mention your DH would be entitled to a share of your moveable assets eg cash, that Renoir you have in the sitting room!

GardenerGran Sat 25-Jan-20 10:38:39

My OH and me have put an equal share into our property. Should one of us die the other has to sell up so our respective children (second marriage for both of us) can inherit their share. We discussed the possibility of the bereaved continuing to live in the house until death or moving, with our solicitor but when he explained all the potential pitfalls it made sense to do it this way. It may seem harsh to the one remaining but there could be so many problems the other way, not to mention a possible very long wait for our children to inherit. We could each afford somewhere small with the remaining monies fortunately so that is a consideration also. All our children are aware of this arrangement too so everyone is happy with it.

endlessstrife Sat 25-Jan-20 10:39:06

My Uncle’s wife died, and a few years later, he remarried. After another couple of years, she divorced him and took half of everything. His only son inherited a lot less. Please talk to a solicitor before you remarry.

notanan2 Sat 25-Jan-20 10:48:32

You could legally put your house in your children`s name as it is owned outright.

You then have to pay them market rent for that to be a watertight "loophole"