Carrying Cash or just Bank card

GrandmaKT we’ve no banks either, but do have a post office.

Boz

My hairdresser charges £22 for a blow dry. If I wave a £20 she just takes it. Love a discount, me.

No tip? Really?

I keep a small amount on me in case I buy something under a fiver some places won’t accept a card for that amount.

Whilst I have been using card more during the pandemic I like to spend cash

I agree with MamaCaz. We are gradually being edged into becoming a cashfree society and I'm not sure it's such a good thing. Also, it would be inconvenient for me - I often give one of my grandchildren a cash prezzie. They're always saving for something or other, and they're all still young enough to have money boxes. My cleaner, my window cleaner, the tip for my hairdresser because the salon I go to only has one stylist on each day, the Christmas and Easter 'boxes' for all the people who make my life pleasant and easy throughout the year- I could go on, but you all know who else has cash.

Mollygo
I don’t know what bank your with but were they ever going to inform you ?
My bank contacted me within a couple of hours of my cloned card being used in a car park 200 miles from me.

I virtually stopped using cash when the pandemic started, thinking it might spread germs.
I must admit this has meant I haven’t tipped my hairdresser sometimes.How do you tip your hairdresser by card “zoejury” ( just interested to see if I could do that). Do you just add it to the bill, if so is she the owner of the business? mine is not so I wonder would she get the money? I know no one can. say definitively ( depends on the salon) I just wondered if it was sometimes usual for that to happen.

I too like to have a small amount of cash in my purse, usually around £20, for small purchases and for the grandchildren , but I mostly pay by card.

I prefer not to use cash as it’s so dirty and it helps the black economy for those who avoid tax!!

Hate cards - love cash! Know where you are with it.

I’ve already said about my use of cash, but I’d forgotten paying my GC for doing jobs.
Matelda, I agree about the credit rather than debit cards. When I found a claim on my debit card a couple of days ago, for parking somewhere I haven’t been since 2018, I rang the bank and they immediately cancelled my card. They said the transactions could have increased in the future. At least my credit card has protection. DH uses his phone or his watch. I could, but I prefer not to. I’ve lost watches and forgotten my phone. So far not my card.

I usually only have cash for car parking. I keep it in the car.

I used to but not since the advent of Covid. Using the card is such simpler.

Use a combination of cash and card for payments. Usually larger bills, eg weekly supermarket shop use card, but local small family run businesses eg the butcher's and bakery, cash. I don't like using card for car parking charges or in restaurants and bars unless I can tip the server in cash. My children both use card payment and I think are pretty much cashless in paying for things. It may be a generational thing. Hubby prefers cash when paying but uses card if necessary.

sazz1
In the small town I live in quite a few businesses are cash only. The dog groomer, restaurant, hairdresser, cafe etc. I find it a bit behind the times compared to the large city I moved from. I don't like using cashpoints for safety reasons so get cashback at a supermarket

I’d be inclined to think that it has little to do with being behind the times and perhaps more to do with not paying tax on all of their income.

I have Apple Pay on my phone, so very rarely use cash these days .

I always have some cash on me. My hairdresser only takes cash, the local cafe only takes cash, most of the stalls at the market take cash. I also don’t think it is a good idea for cash to disappear altogether. If technology goes wrong, and tills aren’t working properly, it is good to have a bit of cash in the wallet.

I don't even take my card out with me these days, and sometimes not even my phone - I pay for practically everything with my Apple Watch.

I have not read all of the comments on this subject but the thought occurs to me, what if one is in need of, say, a taxi, does the driver have a card reading machine.

My hairdresser prefers cash so to get round this I pay her by BACS as I never carry cash.

Jaxjacky

Our village encourages cash, many of the elderly locally prefer cash, for whatever reason. I wouldn’t like to see the demise of cash, so use it in the local shops, pubs, cafes, at the farm shop, pharmacy and for fuel.I’ve also paid some tradesmen in cash.

That's funny, the shops in our village encourage the use of contactless cards. I think this started with Covid, but because there are no longer any banks in the village, they find it much easier not to deal with cash at all.

I use both. Can’t inagine buying a newspaper with a card, or paying parking fees.

Now so many places take payments by card I use contactless most of the time. It's easier, and I get a receipt. Since we have a joint account my husband knows how much I've spent!
There are a few places, some cafes and market stalls where cash isn't accepted, you need cash for some supermarket trolleys, donations to on-street charity collections and of course the public loos!

Prefer cash as can forget my PIN number ??

In the small town I live in quite a few businesses are cash only. The dog groomer, restaurant, hairdresser, cafe etc. I find it a bit behind the times compared to the large city I moved from. I don't like using cashpoints for safety reasons so get cashback at a supermarket.