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Top floor flat landlord says no ‘sink’ fund for roof.

(31 Posts)
mokryna Sun 19-Nov-23 12:28:49

I own a top floor grade 2 flat and water is coming in from the roof.
Landlord warned in, Feb 2022, the leasehold owners after last repairs were carried out, that the roof needed to be renewed because there would be repair after repair.

October 2023 there is another leak this time in my flat. The landlord says there is no ‘sink’ fund therefore no work can be carried out until the money is paid up front.
Only one flat out of 3 has agreed to pay their part of the builder’s quote £30.000. Moreover, the very popular coffee place on the ground floor says it wants a survey but no one wants to pay.
I have sent several letters with photos to everyone involved but to no avail.
Any advice would be welcomed.

Nannan2 Sun 19-Nov-23 12:38:52

Go to Shelter for advice.

Coronation Sun 19-Nov-23 12:40:05

There is an excellent organisation which gives free advice and support to leaseholders. I will try and find the name

Coronation Sun 19-Nov-23 12:41:39

www.lease-advice.org/

mokryna Sun 19-Nov-23 13:34:37

I have tried the lease-advice site but I haven’t found what I need,

Maggierose Sun 19-Nov-23 14:37:28

Wouldn’t it be the freeholder’s responsibility?

M0nica Sun 19-Nov-23 14:48:47

Get out a copy of your lease and read it. The responsibilities of lease holders and lessor should be given there.

If the Lessor is responsible for the repair, then he gets it done and then bills all leaseholders for their share.

When my MiL bought a flat in a newly converted house, the flat owners owned the freehold jointly through a limited company, named after the address, 10 Acacia road Ltd.

As the other 3 flatowners were young first home owners and DMiL was entirely new to leaseholding. I helped them set up the company and we set up a system for them to pay so much a month into the company bank account, so that when bills began to come in, they had a good balance in the bank to pay them.

Nannarose Sun 19-Nov-23 16:12:16

By 'grade2' do you mean the National Heritage List that means work has to be agreed with them?

You have a lot of variables here. There are 2 things I think you should do in addition:
Check to see if you have any free legal advice (often found as part of a home insurance policy, or membership of a Trades Union)
Speak to your local council. I would begin with the Building Inspectorate, the team there can direct you to the best place for advice. These are people who can enforce necessary repairs, and who understand the legalities of listed buildings.

Thank you M0nica, I found your reply interesting. A relative had something similar, though I never knew how it was set up in the first place. But it sounds as if there isn't such a system in place for OP.

Chestnut Sun 19-Nov-23 16:41:44

mokryna

I have tried the lease-advice site but I haven’t found what I need,

You can book a free phone call of 15 minutes with the Leasehold Advisory Service (as per the link above). You arrange a time and then you phone them. Have all the details to hand so you can ask your questions briefly and clearly. Write down the answers unless you can find a way to record the call.

Chestnut Sun 19-Nov-23 17:10:12

M0nica If the Lessor is responsible for the repair, then he gets it done and then bills all leaseholders for their share.

That won't work unless the landlord has oodles of cash to do the repair. It's £30,000 which the landlord may not be able to find, and what if the leaseholders can't or won't pay, the landlord is left with a big overdraft and would have to take the rogue leaseholders to court. Ultimately it is the leaseholders who pay for it one way or another, and the landlord has to get the money from them somehow. I agree that the landlord in this case has done the right thing to demand the money up front, although they should probably have factored this in to the budget some years ago. In this case £30,000 is a large amount which would have hurt even if paid monthly over several years. You only have to do the maths.

Coronation Sun 19-Nov-23 17:11:52

Yes I had 15 minute free consultation and they were excellent.

M0nica Sun 19-Nov-23 17:20:04

Chestnut That is his problem. He should have thought it through 9in advance.

Germanshepherdsmum Sun 19-Nov-23 18:20:38

Is this a property in the UK?

Nannarose Sun 19-Nov-23 18:23:17

Hope OP will answer, but I think so because of the mention of 'grade 2'

AGAA4 Sun 19-Nov-23 18:33:35

We pay a service charge which covers insurance and maintenance. Any over at the end of a year is paid into a sink fund. The roof is communal and the responsibility of us all.
Having a management company can make it easier to sort money and legal issues out.
I hope you can get your roof fixed soon.

karmalady Sun 19-Nov-23 18:46:45

The sinking fund should have been ring fenced for building repairs. The `landlord ?` says that the sinking fund has been depleted due to past repairs. All this paperwork should have been freely available to the leaseholders. If the sinking fund money can all be accounted for then the leaseholders will have to pay up. The freeholder needs to obtain three quotes for the work. Then he needs to get the work done and bill each individual prperty

I would dispute that he should obtain the money in advance.

If individuals do not pay up then the freeholder has the right to take them individually to court

The details required will be in the lease documentation

You seem to be confusing landlord and freeholder. The freeholder owns the building. A landlord would have bought eg an apartment and is then renting it out. Renters have no liability. Op you need to be quite clear on the different distinctions. Perhaps write them down first because it is/can be confusing unless familiar

karmalady Sun 19-Nov-23 18:53:25

I answered wrt an English property. I don`t think the OP lives in the uk

M0nica Sun 19-Nov-23 19:36:54

I thought the OP lived in France. I wouldn't expect thee to be aproblem if it is in France because their laws are codified and written in great detail.

This is why France ued to be renowned for all its 'under the table' dealing as people reached private but legally uneforceable agreements that circumvated the official rules.

When we bought our French home over 30 years ago we were very careful to make sure that nothing we bought was subject to unofficial agreements.

I assumed that s she was asking us, it was to do with the house/flat she owns in the UK.

We live in a Listed house and repairs and if necessary relaying of a new roof should not cause any problems, as long as they redo the roof with the same covering.

We renewed our roof about 20 years ago and as we were re-using the same tiles and replacing broken and missing ones with like for like, a quick call to the Conservation Officer was all that was required.

Chestnut Mon 20-Nov-23 00:34:38

karmalady You seem to be confusing landlord and freeholder. The freeholder owns the building. A landlord would have bought eg an apartment and is then renting it out. Renters have no liability. Op you need to be quite clear on the different distinctions.

It is confusing but in my property there is the freehold landlord and also leasehold landlords. We are all the freehold landlord because we own the freehold. Each flat is purchased as a leasehold flat, but if the owner then rents it out they become a leasehold landlord to their renter.

What is more confusing is the difference between the freehold landlord and the management company, because in our case we are both. We are a limited company registered as '(the address) Ltd' but also the freehold landlord.

sassysaysso Mon 20-Nov-23 04:46:46

In my case, the limited company is the freeholder ('freehold landlord'). The two leaseholders own the company by virtue of share ownership

M0nica Mon 20-Nov-23 13:10:09

Yes, that is how it worked for my MiL. A share in the company owning the freehold went with each flat.

It is by far the best arrangement. Even if you have one recalcitrant flat owner. They cannot sell their flat unless they have paid all they owe to the management company.

Germanshepherdsmum Mon 20-Nov-23 14:34:14

I hope OP has read her lease by now. I suspect she will have to threaten to sue the landlord to make him carry out the work and he will have to threaten to sue those who are reluctant to pay. The threats may have to be carried out and if the money isn’t forthcoming from all who should contribute loans will have to be taken out. The landlord should produce evidence that the work is required and obtain three quotes. The absence of a sinking fund smacks of bad management - far better to obtain contributions each year towards repairs and decoration than submit large demands when work is needed.

Gangan2 Mon 20-Nov-23 14:57:52

I was in a similar position a few years ago. Freeholder said insufficient funds so I called for maintenance fund accounts ( which you should be given every year) and low and behold there was sufficient monies! They just don't like parting with it !
There are various organisations that will advise you op , if its grade 2 listed it is going to have to be approved work and quite a lot of red tape .
Good luck .

Germanshepherdsmum Mon 20-Nov-23 15:03:35

Indeed, the management accounts should be given to everyone paying service charge each year, and should be read carefully!

mokryna Mon 20-Nov-23 15:14:56

I live in France but the property is in the Uk. I have read the leasehold which doesn’t hold much, however, I have spent best part of the day on the phone just to get things moving .

I started with CAB. They were so nice but couldn’t really help as they could only advise getting solicitors involved. I then phoned the famous coffee people heard their sticking points and then the person dealing with the landlord company, adding that it was a listed building, which they seemed surprised about.

I finished by writing the details in a, send to all email and already the feed back seems more positive.

Thank you for all your help. Owning a flat is so much easier in France.