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Legal, pensions and money

How to prove I paid NI from 1959 - 1977

(31 Posts)
jeanie99 Fri 16-Feb-24 13:49:01

I am trying to have checked why my state pension is low. When I married I paid the married women's stamp for many years only increasing to the larger stamp in later years.
I've corresponded with Pensions for months made many phone calls and written to them.
What I have learned so far is that Pensions do not consider Home Responsibility Protection before 1978, I had two of my children before that period so have lost any consideration in my pension.
This is grossly unfair to me when other women receive the benefit.
A letter came this week saying in short my pension is based from 1977 to retirement.
So what about the years I worked 1959 - 1977 (18 yrs) when I worked and paid tax and NI. They have not considered this at all.
The letter states my pension is based on my contribution graduated pension paid and post 02 (not sure what that is) and uplifted to 60% by my husbands contributes.
They have no checkable records, many records are archived.
I have been told I will need to prove I paid NI in the period 1959 - 1977.
I know of some of the companies I worked for and who are still trading but most have closed down.
This clearly can't just apply to me.
I was told to make a request to Revenue to ask for a
SUBJECT ACCESS REQUEST of the records but need to have the companies names.
My husband said even if you could prove employment I still might not reach the 60% I receive now so would be a complete waste of time.
I am so aggrieved by this for so many reasons.

TinSoldier Fri 16-Feb-24 22:12:37

I thought it dated back to when married men were first given pensions in the early 1900s. At first men had to wait until their wives also reached the same pension age as men before they could get an additional amount for them.

On the basis that men often married women a few years younger than themselves, this meant that married men were often having to support two people on the same money as an unmarried man. The law was changed so that a man could get an additional payment for his wife when she turned 60 not 65. And that's how 60 became the de facto pensionable age for women whether she contributed to her own pension or not.

That is my understanding from a history of the state pension that I read somewhere a long time ago but happy to be corrected if that's wrong.

Callistemon21 Fri 16-Feb-24 23:19:24

www.web40571.clarahost.co.uk/statepensionage/SPA_history.htm#:~:text=In%201940%20pension%20age%20for,as%20the%20husband%20reached%2065.&text=From%201948%2C%20men%20had%20to,under%20the%20National%20Insurance%20scheme.

The age when women could receive a SP was changed more quickly because of EU Equality Laws according to this history of SPA.

TinSoldier Sat 17-Feb-24 03:21:13

Ah! Thank you. Right reason but later than I thought. 1940 just as growstuff said. I had it in my head that it was a 100 years ago. I must have been thinking of 1925. I hadn't realised it had taken seventeen years to reduce the pensions age from 70 to 65. And here we are, almost a hundred years later, with talk of pension age going back up to 71 by 2050.

Ali23 Sat 17-Feb-24 03:53:12

It all sounds so frustrating. Definitely not an equal world.

I was just wondering whether you can claim pension credit to top your pension up?
My mum had pension credit as her state pension didn’t reach a certain threshold. It carried extra ‘benefits’ with it eg much cheaper glasses. But she was a widow and I don’t know if they take your husband’s income into account.

Callistemon21 Sat 17-Feb-24 11:19:28

TinSoldier

Ah! Thank you. Right reason but later than I thought. 1940 just as growstuff said. I had it in my head that it was a 100 years ago. I must have been thinking of 1925. I hadn't realised it had taken seventeen years to reduce the pensions age from 70 to 65. And here we are, almost a hundred years later, with talk of pension age going back up to 71 by 2050.

Life expectancy has risen since then.