Power of Attorney worries,advice please

Farzanah. Is that correct that even joint accounts are frozen?
I have joint accounts with DH. On death they are not frozen. Are you saying in your MIL's case she had a joint account with your DS which he could not access?

I had POA for both of my late parents and couldn’t have managed their last years/end of life without it.
Dad wanted a particular solicitor to handle mum’s estate but I’ve done most of dad’s myself, just using my accountant to sort out the IHT etc.
I’ve done my own POA now and my children are attorneys but I think that if there weren’t around be very happy to have a trusted solicitor act for me.

MissAdventure

When i spoke to a solicitor, he said that everyone who has been granted power of attorney will probably need to consult a solicitor anyway.

What was the reason for that please?....I have POA for my mum....can't imagine I will need a solicitor

I can't remember!

To do with wills, i would think, as i was sorting out mine.

As you can tell, i have it all sorted now.

HelterSkelter1

*Farzanah*. Is that correct that even joint accounts are frozen?
I have joint accounts with DH. On death they are not frozen. Are you saying in your MIL's case she had a joint account with your DS which he could not access?

To clarify HelterSkelter
In the case of one joint account holder DYING the other holder automatically takes control (regardless is POA which ceases anyway when a person dies).

If on the other hand one account holder loses mental capacity and there is no POA in place and the bank finds out, they freeze the account. They may allow some essential expenses only.

My DH a did not have a joint account with his mother.

This is why if you have a joint account with partner and no POA in place it is so crucial to do so.

Abitor1. Just to let you know I’m in exactly the same situation as yourself and I know others too in this situation. If you DO eventually find the answer DO private message me, as I’d like to know how you get on. I even told a senior member of a Church about this problem, and they just said “well you’d better hope you don’t get dementia then”!!!!!!!

PS. My Age UK are useless!!!!

WithknobsOnIt. The Solicitor is OK for the finance side of things but to my knowledge NOT the health side!