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What would you like to see in the budget.

(234 Posts)
DaisyAnne Sat 12-Nov-22 15:46:39

I'm surprised to find I am a little scared about what he will come up with. So many people worried about what is to come.

I think the only area I would have a fairly firm view about is the NHS. NI was not set up to pay for it. National Insurance was just that and it pays, like any insurance, for a specific area, to cover working life issues and provide an end of work pension - that's why you stop paying at the end of your working life.

For the NHS I would rather they kept it as a separate tax - MI perhaps. Medical insurance would then be paid as a percentage of income right through your life.

I'm sure there are arguments against this but other than that everything else may have me cowering behind the sofa on Thursday.

growstuff Wed 16-Nov-22 20:07:51

I'm in the same situation Scottiebear. I don't get a full state pension, despite working for many years than the minimum. I paid more in occupational pension contributions than I did NICs and I sometimes wonder if I should have found myself a rich husband instead, who could have kept me.

Lathyrus Wed 16-Nov-22 20:13:18

Doodledog

I also believe that under the old scheme a widow can claim at least some of her husband's pension, whilst under the new scheme they can't.

If you mean State Pension the only bit I got from my husbands contributions was from the SERPS additional contributions that he paid for a few years.

There was a one year only of Widows payment of I think £100 per month. It was a long time ago.

Nothing else. I’m not grumbling though because his medical treatment would have cost hundreds of thousands probably🤔

Lathyrus Wed 16-Nov-22 20:15:07

The SERP addition was I think a quarter of what he would of got on retirement. About £12 a month😬

Norah Wed 16-Nov-22 20:35:45

Doodledog

If your husband gets a State Pension, is he able to claim for you (if you don't mind answering - I'm not being deliberately intrusive, but you mentioned your own situation)?

I was under the impression that the new pension replaced the system where a couple were paid more than a single person. If that is the case (and I may, of course, be wrong), then as well as only paying one lot of tax and NI, a single-earner couple are getting a pension for the non-working partner.

Doodledog, Are you asking me?

I'll ask. I don't know or I'd tell you.

It's not intrusive, I brought it up when I gave my opinion.

Norah Wed 16-Nov-22 20:41:21

growstuff

But it's not fair for those who have contributed nothing to receive the same as those who have worked for years and paid in many thousands of pounds. Those on the higher state pension had to wait years longer than those on the "old" pension.

Nobody has expressed a wish for people who "contribute nothing to receive the same as those have worked for years and paid in many thousands pounds".

Doodledog Wed 16-Nov-22 22:25:19

They were upthread, when someone said that the old and new pensions should be merged.

Pammie1 Thu 17-Nov-22 07:07:22

DaisyAnne

Pammie1

I’m concerned by rumours that the government is looking at introducing means testing for disability benefits like PIP/DLA/AA and carers allowance. I feel as though disability benefits are at the forefront of any round of cuts and are considered the low hanging fruit. I know it’s been leaked that pensions and benefits will rise by inflation, but this has to be paid for somehow and like everything else, the devil is in the detail. Mel Stride was asked about it in parliament last week and would not confirm or deny, saying he couldn’t comment on what may or may not appear in the budget.

Like others, I would also like to see House of Lords attendance allowances reduced along with in house subsidies on food and drink. Would be nice if the annual payments to ex PM’s were either stopped after a period of time or reduced. About time MP’s shouldered some of the ‘burden’ as they possess the ‘broader shoulders’ the government are looking for.

I don't know if you use "Benefits and Work" as a source Pammie but if you go to www.benefitsandwork.co.uk/ you can scroll down the page and subscribe to their email newsletters (you don't have to take out a subscription). The next one is due on 23 November so will cover what has been said in the Budget.

If you click on the "News" tab at the top of the home page you will see a recent article headed "PIP and DLA will not be means-tested, minister finally confirms".

Thank you for this DaisyAnne. Will have a look now. I used to have a subscription to the service but it lapsed last year. Time to renew I think.

DaisyAnne Thu 17-Nov-22 08:18:44

Just in case anyone else has seen this and wants to sign up to one of the subscriptions, do sign up for the email first as there is always a discount offer in them.