A bit late to the party, I'm afraid, but my feeling is that the older one gets, the more expensive life becomes: having to employ people to help with gardening, housework, decorating, repairs etc, that had previously been DIY jobs.
Also older people often tend to stay at home more, possibly feel the cold more, both resulting in higher energy costs which, these days is no joke.
The gap between the two rates of pension widens every year, so the "extra years" that some have mentioned are little comfort to those struggling to pay their bills now.
Farage fails to report 5 million gift!
