As populations age and the ratio of working-age individuals to retirees decreases, many countries, including ours, face significant fiscal pressures to sustain pension systems
Universal benefits do have the advantage of reducing stigma and promoting social solidarity, ensuring that everyone receives support without the need for complex means-testing Farzanah and I would also generally be in favour of taking that route.
However, the increasing number of pensioners, particularly those with greater needs, raises questions about the sustainability of such a system. Politicians on every side have been looking at this. It was, for example, the majority Conservative coalition government that introduced the Workplace Pension which was seen as the start towards an Australian style means-tested pension.