I took Peggy, our Jack Russell, to the vet this morning to be spayed. She is a healthy dog, perfect weight, health checked when she has her boosters etc., etc.,
The vet nurse did the pre-op checks which were fine and handed me the consent form to sign. There was a section at the bottom that she said she would 'go through with me'. This was a list of (optional) extra charges just in case something should go wrong. They included a blood test to check liver and kidney function, IV drip whilst under the anaesthetic and a few more things that would have pushed the original quote of £147 to almost £300. 
When I pointed out that the original quote was way below this figure, the emotional blackmail was laid on with a trowel.
Oh of course, I could have the bog standard treatment if I couldn't afford these extras but they are for the dog's benefit so most people opt to have them (Yeah Right!)
I pointed out that I have spent all my adult life caring for and often working with animals. When we were farmers we had a close relationship with our vet and any unexpected problems during surgery would be put right and then added to the bill.
I objected to being charged in advance for problems which may not and should not occur as there is no refund if all goes well. At this point Peggy gave me a reproachful look but they assured me that she would receive the very best treatment regardless.
Not exactly James Herriott is it?