RamblingRose47 I can understand what you are going through in terms of semi detached living. My husband is a doctor, I'm a nurse. We moved to France ten years ago when my husband retired. I was only in my mid fifties and very soon became antsy not working, I couldn't get a job in France, certainly not nursing as my spoken French wasn't good enough. Having decided I was finding it hard to settle and my husband wasn't convinced he wished to stay, we bought a flat in the UK, in our old home town and I returned to work. We decided to sell our French house, he remained in France and we were living apart for three years till we sold the house and moved back to the UK. During those three years my husband used to come over for a week every month or I went over for a long weekend. It worked amazingly well for us. Regarding the health system, I echo your comments. When you retire to the EU....and have paid your dues all your working life into the NHS you most certainly are allowed to use it. The French health system is usually much better, shorter wait lists or none at all and they don't have NICE deciding which drugs can be used...if there is a drug, and it can help you, they will prescribe it. But it sounds like your husband knows the NHS and feels safer using a system he knows. No one can know what its like in another persons marriage...it sounds like he is very private and will only share what he feels comfortable sharing. I think the advice you have been given regarding deciding where your future may lay if anything does happen to your husband, is good advice. Good luck.