Cuckooz please don’t look back but look forward. Life isn’t a rehearsal, we only get the one go round, your 63 years young and have the rest of your life ahead of you and many years to enjoy your children and grand children’s lives without fear or dread. First, open a new bank account immediately, transfer half of the joint account into it and ensure your money is paid into the new account. The same day have an appointment made to see a divorce solicitor. They will mention mediation, it’s evident you don’t need that so don’t be coerced into agreeing, be strong. Have three instances where your husbands behaviour was untenable to show your marriage has irrevocably broken down. Ask the solicitor to file straight to the court bypassing any back and forward discussions with your husbands solicitor. (When you get home from the solicitor inform your husband that you’ve started divorce proceedings and advise him he should instruct a solicitor as soon as possible). It will be tough but you’ve done 30 tough years so you can do this. You will be moving as you will have to split the proceeds of the home and any assets but please don’t forget his pension! Remember the house you’re in is just bricks and mortar and Just think you can move nearer your family, have a nice flat nearby and see them much more. You may have to live with him while you are going through a divorce but if you proceed as above it should be a very quick divorce (hopefully no longer than six months) and part of the agreement would be the sale of the house so early on, if agreement is reached the house can be put on the market. Irrespective of what he may want (if he doesn’t agree to a divorce) it will proceed. I’ve been there, I’ve don’t that, if I have any regrets is that I didn’t do it sooner! I wish you all the best. Stay strong and walk tall.