Suspect son is in debt - how to help?

Once again, can I say that debt relates to a person, not an address.
I wonder if Love59’s son has asked for help, because it is really none of her business! The letters are arriving at her address, so there is always the chance that a debt collector may turn up at her door, but otherwise it shouldn’t affect her at all.
He may be hoping that living at a new address will get him off the hook.

I have bailed my children out recently for different reasons. I have 2 sons. I remember when i was young mum and my mother occasionally giving me some money and feeling it was a life saver. I'm 72 now and very fortunate to be in a position to help them both . My personal thoughts are if I can help them now when they need it and I'm still alive, great, better than waiting till I'm dead. I know everyone is different but I love my sons and am happy to help when I can.

SillyOma

I have bailed my children out recently for different reasons. I have 2 sons. I remember when i was young mum and my mother occasionally giving me some money and feeling it was a life saver. I'm 72 now and very fortunate to be in a position to help them both . My personal thoughts are if I can help them now when they need it and I'm still alive, great, better than waiting till I'm dead. I know everyone is different but I love my sons and am happy to help when I can.

I agree. We give generously, no strings.

Did you and your wife excellent!!

Apologies I meant to say well done David-to you and your wife.

Do get your own credit rating checked and get s "marker" placed onto it stating that you are not liable for your sons debts experian can advise om this. Should your sons debts become attached to your home this could cause awful problems for you, do you or your Dh have the same initials/ name? You dont want bailiffs at your door. Give your son support and tough love, he needs to get to grips with his finances-- perhaps you can teach him how to draw up a income/expenditure sheet. I went through this with my own son now he's doing very well!

Do not give or lend him any more money. Don't discuss the letters with him and redirect to his new address. Definitely don't interfere with his relationship and inform his girlfriend of his debts. He's 35 so time to take responsibility and sort his own life out. He won't thank you for interfering and it will damage your relationship with him. Best wishes

I gave my son enough to cover debts twice. Then he got into debt again and when pressed admitted that this time it was tens of thousands, way beyond my savings. Brought up to regard bankruptcy as a terrible thing, I was appalled. In fact the shock was the turning point for him. He sorted himself out over the next few years.
I am not necessarily recommending it but in his it changed his life for the better.