I am marginally worried about my long term situation. My income is on the low side but fine for everyday needs/heating and a UK holiday. but not enough for top up fees in a decent home.
My sister is very well off indeed (2 x millionaires) BUT the money is mostly her husbands and he has a mean streak. Initially she pledged me help for this long term need.
I cannot rely on my son as they have a daughter who is so disabled she will need long term institutional care, or I wouldn't be concerned at all.
My sister initially pledged that I wound have to worry, but has since withdrawn it as a certainty.
It is the case that they have 6 children in all and they are her first priority should something go wrong, but what they have is pretty massive.
She did mutter in the conversation about it not being certain, that were she alone with all the money it would be a certainty.
but as far as I am concerned its a long way in the future, I'm only 74, and in good physical health.