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What advice would you give to your younger self? Share with Legal & General - NOW CLOSED

(624 Posts)
EllieGransnet (GNHQ) Mon 04-Feb-19 14:42:13

We’ve all been asked this question at some point. Our answers can vary from ‘I wish I’d taken more risks’ or ‘I would have stopped caring about what people think’, to ‘I wish I’d had more fun’ or ‘I wish I’d travelled the world more’. But if you really think about it, what practical advice would you have really benefited from when you were younger? What would you have told your younger self? What would you have done differently? A recent survey carried out across Mumsnet and Gransnet revealed that some Gransnet users consciously put off financial decisions. Is going further with your finances something you might have given more consideration to, with the benefit of hindsight? Whatever advice you’d like to give to your younger self, Legal & General would love to know.

Here’s what Legal & General have to say: “On our savings journey, a nudge in the right direction can make the world of difference when it comes to our financial futures. It’s starting off early, saving little and often over a longer period, that can really pay off*. Although it’s never too late to start saving, what tips and guidance would have motivated you to do more with your money and just get started?”

Would you have taken more risks when you were younger? Is there any information you wish you would have known back then, such as how to save into your pension, how to invest your money or even how to save your money from an earlier age? Would you like to tell your younger self to be more confident in the decisions you make? Or perhaps you wish you’d spent more time with friends and family?

Whatever the advice you would like to give to your younger self, post them on the thread below and everyone who does will be entered into a prize draw where one GNer will win a £300 voucher of their choice (from a list).*

Thanks and good luck with the prize draw
GNHQ

Standard Insight T&Cs Apply

*Open 4/02/19 to 25/02/19. To enter please post on the thread below. One entry per person. One prize to be won: £300 voucher of winner’s choice (from a list). Winner chosen by random draw performed by computer process.

*The value of your investments can fall as well as rise and any income from them is not guaranteed. Legal & General Unit Trust Managers Limited.

blue25 Wed 20-Feb-19 17:40:10

Visit and explore as much of the world as you can while still young and healthy enough to do so.

Save plenty into a pension, so your retirement is full of adventure and fun, not sitting in front of the TV every day!

cluckyhen0 Wed 20-Feb-19 17:38:58

Learn to love and believe in yourself

jacquesbrel Wed 20-Feb-19 16:16:14

Don't fritter money away on booze. Value the friendships you enjoy when sober. Travel while you're young, fit and eligible for discounts/railcards.

coale Wed 20-Feb-19 15:59:50

start apension as early as possible

rocketriffs Wed 20-Feb-19 15:27:14

Be yourself, Know your worth. Be honest and true to who you are and don't be hard on yourself if you get it wrong.

Dcshep Wed 20-Feb-19 14:58:14

I would tell myself that if I wasn’t feeling nervous then I wasn’t really pushing myself. Push yourself and you feel alive when it works out.

moragmouse Wed 20-Feb-19 13:38:38

Live each day as it was your last and get negative people out of your life.

Lesleysherrard Wed 20-Feb-19 12:36:43

Knuckle down to your school work and, DON'T EVER GET A MOTORCYCLE!

denisesinclair Wed 20-Feb-19 12:03:25

give for the day as tomorrow may bring trouble.x

Lorriloo Wed 20-Feb-19 10:52:56

Don't get into debt and take a chance when an opportunity arises

irene316 Wed 20-Feb-19 10:07:18

i would listen to my mum

AngelaCringle Wed 20-Feb-19 10:03:15

Don't worry about what other people think just be your self

lynnec61 Wed 20-Feb-19 09:55:30

Be the person that treats everyone right walk away from toxic behaviour, laugh at least once a day and its ok to be down its not a sign of weakness.

angiehoggett Wed 20-Feb-19 07:36:28

Don't worry about what people think of you, have confidence in yourself and you can achieve anything

Dawn07 Wed 20-Feb-19 00:08:28

Don't let fear hold you back. You have one life; live it and enjoy it! I really wish someone had told me this when I was younger.

Nanniepat Tue 19-Feb-19 22:35:15

The advise I would give to myself is a) work harder at school and be who you want to be and not what others expect of you. Take more breaks as you are a long time dead!

DocM Tue 19-Feb-19 21:59:39

I would say don't drive yourself so hard that you can't enjoy the ride, and always have an emergency fund

babsann123 Tue 19-Feb-19 21:47:36

Fit more into your life as you can.

Chriser Tue 19-Feb-19 20:41:50

If I could give advice to my younger self it would be to have stayed single and bought my own home younger, work hard and save as much as possible for my future.

zaksgranny Tue 19-Feb-19 20:39:44

Be braver and more confident and definitely stay in education to get a good career which will provide you with a good pension.

Cathy1000 Tue 19-Feb-19 20:30:32

You have a voice. Use it!

fialcross Tue 19-Feb-19 20:22:17

Do what is right for you. Don't let others persuade you to do things that you really have no interest in. Doing a job that you love will give you more satisfaction than doing one that pays well.

poshpaws Tue 19-Feb-19 20:17:51

Don't get sexually involved with anyone til you've known them long enough to know you want to marry one another! And save for your retirement, which seems so far away but will sting a lot when it arrives if you don't.

cocochips Tue 19-Feb-19 20:13:19

Don't worry about the small stuff- it will work out

SarahTF Tue 19-Feb-19 20:00:47

Get out of bed a whole lot earlier! Any time past 11 a.m. is WAY too late (same advice applies to me now, but now only on a Sunday; back then it was every single day I was a student).