We are a very close family of 2DDs + 3 DGC. We have passed our savings on to them - House deposits, Weddings, holidays , Savings Accounts for DGC- as we go along. With DH currently in a care home, where he will be self funding for around another year. If I, having worked (as a paid worker), in the Voluntary Sector for most of my life and therefore having no works pension, also need care, then I will not be able to self fund care without selling our Family home. Thus there is little to pass on when we die. I am glad we have shared our money with our DDs when the needed it most.
As a family we have always been involved with various Charities, fundraising and organising events. Currently we raise funds for DH's Care Home, and Alzheimer's. My sister who lost her husband to cancer and now id undergoing treatment for this herself, is a fundraiser for CHAS) (the children's hospice, Cancer research and McMillan Nurses. We are forced gently persuaded to assist in these fundraisers.
I am very glad that we have passed our savings to our family when they needed it. If we had made them wait until we were dead, they would have struggled and we would not have had the pleasure of helping them. Also, taking in to account the cost of care, there would have been next to nothing left to leave to them, or any Charities.