Gransnet forums


Do you use a Mobile Banking App on your phone.

(47 Posts)
bikergran Sat 11-Jan-20 13:03:17

I keep thinking of putting app on my phone.

At the moment I use laptop, log in put security number in. press my little calculator thingy, etc etc all seems long winded these days.

I sometimes transfer bit of money to dd.
But can only do it when I'm home near the laptop.

There's many a time I need to do it when I'm out n about but always have to wait until I get home.

I suppose its about security, but doing from laptop probably still has its risks. hmm

MiniMoon Sat 11-Jan-20 13:06:56

My husband has a mobile banking app on his phone. He's never had any problems with it and uses it regularly.

089fraZZeledApricot Sat 11-Jan-20 13:13:18

I use a banking app and haven’t had any problems. It’s easy to use and very useful.
Just remember to avoid using it if you are connected to a public WiFi.

Sara65 Sat 11-Jan-20 13:22:41

I’ve used it for years, it makes everything so simple. I have heard scare stories about it, but it seems nothing is really 100% secure.

bikergran Sat 11-Jan-20 13:26:27

ok thanks all will give it a try smile

tanith Sat 11-Jan-20 13:30:31

No problems for me either I use it all the time.

Juno56 Sat 11-Jan-20 14:04:47

I have two, both accessed by fingerprint. I find them very convenient. Nothing is entirely secure but I am happy to use them.

suziewoozie Sat 11-Jan-20 14:29:32

I use mine all the time - it’s great.

NanaandGrampy Sat 11-Jan-20 14:31:35

I bank with 2 banks that have no branches ( one for 20 years) , and I’ve never had an issue. I believe the app is as secure as any digital transaction.

Mine has various levels of security ( which I sometimes complain about because it seems long winded) but I know it’s for my security at the end of the day.

chris8888 Sat 11-Jan-20 14:32:21

No, I don`t I think its because a phone is easier to lose than a laptop. I know its just as secure with passwords etc but just doesn`t feel that way.

Charleygirl5 Sat 11-Jan-20 14:43:14

I have just had the app added to my phone and even I can use it, I have not just yet as I am finding my way around this phone. When I asked I was told it was really safe.

LadyGracie Sat 11-Jan-20 15:18:41

I use it all the time and have done since my sister who is an IT whiz said she did.

Barmeyoldbat Sat 11-Jan-20 15:51:45

Having lost 3 phones, can you believe it, I don't use an app for banking.

Buffybee Sat 11-Jan-20 15:57:41

I've used the banking app on my phone for a while now, encouraged by my Granddaughters.
We were out somewhere, I'd changed bags and forgotten my card when I realized I needed petrol, one of them told me not to worry as she had her phone with her. To which I gave her a confused look and asked how that would help and was amazed when she just tapped her phone on the payment terminal thingy.
They thought my wonderment was hysterical. 😂
It's fingerprint recognition and I find it very useful, more than I thought I would. Plus I can now 'dink' my phone and pay without carrying cards around. 😊

Missfoodlove Sat 11-Jan-20 16:20:29

I use my phone to pay for goods and have all my accounts on apps.
It is fingerprint and pass code protected.
So simple.

Oopsminty Sat 11-Jan-20 16:24:58


Wonderful thing it is too

bikergran Sat 11-Jan-20 19:31:15

ok I have now landed in 2020 downloaded my app went through some security...but...when I went to log on the second time to "test" it by sending £1 to only asked me for my password nothing else.hmm

tanith Sat 11-Jan-20 19:59:02

Mine only asks for my pin

bikergran Sat 11-Jan-20 20:01:23

ok thanks all

SueDonim Sat 11-Jan-20 20:13:45

It’s v easy and mine uses fingerprint ID. I’ve never had a problem with it. smile

GrandmaKT Sat 11-Jan-20 20:28:34

I feel the same as chris8888 - even if all the security is the same, it's much easier to lose a phone than a laptop and once someone has hold of it, if they know what they are doing it is possible to hack in.

Harris27 Sat 11-Jan-20 20:33:33

Use it mostly on iPad but have it on phone as well really useful.

Poppyred Sat 11-Jan-20 20:42:07

Yes, very useful.

Scribbles Sat 11-Jan-20 21:02:39

I use the NatWest app on my phone and consider it brilliant! However did I manage without it?

NotSpaghetti Sat 11-Jan-20 23:40:35

I too have a bank app. It's on my iPad not my phone but I love that I only need my fingerprint to get in.
It's super-easy and fast.
Good luck!