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Do you let your bank know if you are going abroad?

(41 Posts)
ElaineI Sat 16-Jun-18 20:16:56

I've never done that - do you think I should. Sometimes I have used my cards abroad so maybe I am at risk?

Treebee Sat 16-Jun-18 19:41:06

Yes, we always let our banks know when we will be abroad, even though we load travel cards with most of the money we’re likely to need. We’re a belt and braces type of couple.

cornergran Sat 16-Jun-18 19:33:26

We have accounts with two banks. One wants to know the day and time we plan to enter and leave every country, the other wants to know - nothing. Best to check with your bank luckygirl, although their web site may tell you.

petra Sat 16-Jun-18 19:25:43

They know where you are the minute you start using your card abroad. We have had more than one tele call from the bank asking where we were. To be fair, these weren't the most usual holiday spots.

Telly Sat 16-Jun-18 15:12:11

Did last time and the fraudsters had a whale of a time while we were away, so not going to bother again. I don't think it is necessary now anyway.

BlueBelle Sat 16-Jun-18 14:43:03

I don’t use any ATM s overseas I was always been told that was an expensive way of getting money so I load a card with over whatever I want to spend and then take some currency with me

Farmor15 Sat 16-Jun-18 14:35:28

My bank tells me I don’t need to tell them, but if traveling outside Europe my first attempt to withdraw money from ATM doesn’t work but I get a text message almost immediately asking me to confirm the transaction request. I only have to reply Y or N. After that I have no further problems. This has happened on a number of occasions, but only in Asia.
It’s important that your bank has your mobile number for this confirmation request to work. On a recent trip abroad, I was able to withdraw money (after text confirmation) but husband wasn’t, even though it was same, joint account. When he contacted bank, it turned out they didn’t have his number on file.

Wheniwasyourage Sat 16-Jun-18 14:22:47

Don't tell the bank (now 10 miles away, soon to be 30 when they close the nearest one), but we do tell the credit card company and the debit card provider if we are going outside Europe, because we very rarely do go anywhere other than Europe.

BlueBelle Sat 16-Jun-18 14:12:36

No I ve never considered that and never had a problem Why would you need to ?

tanith Sat 16-Jun-18 13:53:48

Yes always, I can just do it online.

SueDonim Sat 16-Jun-18 13:29:39

Our bank now says they don't need to be told if we go abroad. I've no idea why that is!

Maybe it varies from bank to bank.

TerriBull Sat 16-Jun-18 13:21:29

We used to let Barclaycard know, when we went abroad after we had our card cloned when we were in America and the consequences of that were felt a month or so after our return. We were able to prove chapter and verse we were back in the UK when the period the fraudulent spending in our name was taking place. I don't remember informing our bank though. One of our sons had some trouble authenticating his card out in Thailand and getting money a few years ago, I think that was because he omitted to tell them where he was, but can't remember the finer details now.

sunseeker Sat 16-Jun-18 13:14:23

Yes I always let my bank know - never had any problems using my card abroad.

kittylester Sat 16-Jun-18 12:57:20

First time we went to Japan we let the bank know. Our payment for the Bullet Train was stopped and it cost a fortune in phone calls to get them to allow it.

We've never told them since and have had no problems.

Having said that, I was unable to draw cash in the next village because it wasn't my usual pattern.

confused

Chewbacca Sat 16-Jun-18 12:50:38

Yes, I let my bank know if I'm going abroad and for the duration I'll be away. Never had a problem with stopped transactions.

Luckygirl Sat 16-Jun-18 12:45:45

Haven't been for a few years. Do they need to know in order not to block your cards when transactions come in from abroad?