OP, I have a similar problem. We have taken and loved many cruises and suggested friends take their first ever cruise with us for 2020. Cancelled and again in 2021. Opportunities to cancel without penalty appealed to me but DH and they wanted to go ahead so I was outvoted. I'm still not in the mood for it this year and having seen more of them during covid think they will be hard work on what should be relaxing when DH and I do our own thing depending on where we are. Should have been more assertive but you reap what you sow.
Another Tory MP crosses the floor