A.i.b.u to not give adult child advice

I was always terrible with money too, she needs your help. Like me it sounds as though she's never learnt to manage her money, or budget.

I would sit down with her and make a list of the outgoings she is going to have to pay once she is renting so she can see what she has left to spend on food etc.

She might have to make some changes, ie buy a 16-25 rail card if she uses the train, take her lunch to work, change her phone contract, etc. She needs your help to understand that she has to make changes to enjoy her independence.

Soroptimum

What on earth has she been spending her money on??

I would certainly be very curious about that. Has she or her boyfriend got a drug or gambling habit?

Teaandsympathy

Soroptimum I dread to think. Pub, online shopping, taxis takeaways is what iknow of.

Oh dear! She’s going to have a steep learning curve to make ends meet.

No, I would not give her the money now
Once she shows more responsibility and there is a good reason for that, sure

Soroptimum I dread to think. Pub, online shopping, taxis takeaways is what iknow of.

She needs to adult - you are enabling her

As long as you covet her expenses, she won't see the need to do so herself

Tell her she needs to move out in x weeks and mean it.

Ooee maybe instead of saying is that all you'e got, you could have said she might need to rethink her spending. If the 500 is promised then I think you need to give it to her and grumble in a corner.

What on earth has she been spending her money on??

I would say nothing and wait for her to mention the £500 first. If she is apologetic and has some sort of plan I might (only might) think about giving her the money but if not I would let her sort it out herself. I would not be offering any money in the future. Time to stand on her own two feet and take responsibility.

Am I understanding this correctly? She has a flat to move to, but will now have a £100 shortfall?

I would still give her the £500, because you’re honouring your agreement. How she finds the rest is up to her.

Lessons need to be learned before children arrive.

Hope it goes well.

Well you told her you would give her £500 so I feel that you have to.
You would have been better to have charged her a decent rate for staying at home and handing it back to her when she left.

Doesn’t bode well for the future, although maybe when she actually has to save to pay for her outgoings she will surprise you.

to be honest if she is 23yo I would just smile and wave her goodbye and be thankful her boyfriends family can top up the deposit. Reality will soon hit home was she has responsibilities and is no longer living with mum and dad