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Mother's Will/am I wrong?

(206 Posts)
Irishjig Mon 09-Apr-18 10:32:46

Hi. I'm new to this forum and not a grandparent, but would like a grandparent's perspective. I'm in my 50's, have never been married, and don't have children. I recently became disabled not too long ago and talked to my mother about the possibility of setting up a special needs trust fund through her will. During the conversation she told me that my brother and I will be receiving 40% each, and that my nephew (my brother's son) will be receiving 20% of the total inheritance, (not 20% from my brother's share). I was honest about how this made me feel (in a respectful way) and told her that seemed an excessive amount for my nephew to be getting and that his share would take a substantial amount from my share. She got angry and told me that she had promised my dad before he died that she would create the will this way. It's been 10 years since his death and I explained that since I still wasn't married, didn't have children and now disabled that my dad if were still alive, would want to make sure I was taken care of and that he would've probably wanted my nephew to get less of a percentage. She said it didn't matter if this was right or fair, but that her keeping her promise to my dad was the priority. This hurt me very much since my mom knows I have been suffering alot because of my disability and I may never get married and have anyone to help me. She told me i was insulting her by saying this (which its always about the pain I cause her when I tell her about the pain she causes me). She hung up on me. I explained in an email afterwards more in depth but she won't respond.

My brother and his wife both make very good money and live in a very expensive home. My nephew and his wife both work and bought a home. I've been living very modestly renting studios/one bedroom apartments and usually can only afford the basic necessities. I've had to borrow money from my parents in the past, but it hasn't been on a regular basis, and I've only asked when I couldn't afford a car repair etc, not for any luxury items, clothes etc, but over the years it has added up. My mom also told me that what I owe her will be taken from my inheritance. Although I think this is somewhat fair, It seems somewhat harsh to me since they never paid for a wedding, gifts to a child from my end, or an education when they could've saved up for one, but didn't. They weren't rich, but maybe upper middle class, and they spent a lot of money on expensive cars, trips, furniture, swimming pool etc. Although they did give good gifts to us at Christmas /birthdays (nothing lavish) alot of money was spent on impressing their friends. They also told me that they didnt think a college education was necessary (yet my dad later told me that altgough i wasn't a doctor or lawyer, at least I wasnt on drugs or in prison....ha).

I am paying my mom back for her loaning to me because of my disabilty.

My nephew could end up receiving an inheritance in his lifetime from my brother and his wife (not his biological mom), his grandparents, his wife's grandparents, my mom, and then also his mom and stepfather, his wife's parents too. Its not my business, but I will only be possibly recieving an inheritance from my mom. His 20% will take a substantial amount from my share that I will desparately need in my life. It will also take from my brothers share, but my brother will benefit because it's his son.

Also, this has really added salt to my wounds because years ago, my parents received an inheritance from my grandfather through probate (he was bitter at his children and didn't leave a will). My parents were trying to hide from me that they received an inheritance but I found out in a serendipity sort of way from a friend of theirs, who thought I knew. I also found out that they were giving some of the inheritance to my brother and his wife, some to my mom's best friend's daughter, to my mom's house cleaner and a few thousand to their church (which I'm glad about that). But they didn't give any to me. My grandfather and I loved eachother and we were close growing up).
When I told my mother how this hurt me, she said she could do whatever she wanted since it was her money (which was true, I never wanted more than a nominal amount and to only be included). I then got a letter that week saying that they didn't want me in their lives.
2 years later I called them to reconcile and we haven't been estranged since then, but my wounds have now been reopened and it hurts. We might be facing estrangement again and her puting me out of the will altogether, which although may hurt me financially, would be very hard emotionally. For the record, I don't do drugs, get into trouble, sleep around or cause problems. I live a peaceful life as a Christian and, although not perfect by any means, feel that to most parents I would be a blessing. I call her regularly, give thoughtful gifts. Ironically, although I'm sure my brother loves her in his own way, he rarely calls her. She and my nephew aren't super super close, and although he's nice to her, he's never given her a gift and rarely thanks her when she gives him a gift. I think she resents me because I'm not married and haven't given her a grandchild, but these are things that have caused me pain ad well, especially as I get older. Ive often felt unloved by her growing up and my talents were not nurtured, (even sabotaged) and she was competitive with me.

My mom has a good side to her too. She gives generous gifts to everyone at Christmas, we've had many beautiful conversations where we talk about our faith alot, laugh, and have been a blessing to eachother. But she has an extremely stubborn side, can be hurtfu, has broken promises that were very important to me without admitting she's wrong and even told me after my disability began she wouldn't be loaning me money and told me that life was hard and that I would need to live in a shelter if I had to and give up my precious pet that is everything to me. Fortunately over time, she loaned me money and that didn't happen, and she's been a blessing in that way now. But now I'm struggling emotionally because of the Will issue. I would much rather have a family and a good close relationship with my mother, than alot of money.
Do you think I am being unreasonable about this?(Sorry about writing a book)
Any advice on how to handle this?

lemongrove Tue 10-Apr-18 22:51:47

I think that your Mother should split the money 50/50 with you and your brother to be honest.
The problem may well be though, that your Mother has already told your brother about how the will has been arranged, and if so, it could cause a ruckus if things were now changed in your favour.
Families fall out more over wills than anything else.
Don’t let this cause a rift between you and your brother and nephew, that would be a shame, they are your family.
40% isn’t bad anyway.

minniemouse Tue 10-Apr-18 23:47:41

Well Irishjig, you did ask what we thought and don't seem too enamoured with the majority of opinions. Your overlong posts have not helped I am afraid. I am sad that you feel hard done by but your parents seem to have helped you financially over the years and perhaps your mum feels upset by this. It must be very difficult for you now finding yourself disabled and worried about the future. This however, is not your mum's responsibility. It is a shame the will has been discussed and I would try my best to make up with your mum. You will miss her when she is gone you know. I would gave thought that being Christians you would have a more charitable view of each other's needs. I think her will sounds very fair, your brother should not be penalised for doing well in life. Who knows, maybe they have a huge mortgage and his inheritance will be gladly received ?. I hope your mum enjoys her money, and takes lovely holidays. It is her money, after all. No-one has the right to question her, in my opinion, generous will. I wish you well and hope there is someone you can talk to to help you.

Irishjig Wed 11-Apr-18 03:12:29

Cold, thank you for your compassion. I'm sorry that your mother didn't keep her word to you. I think she should have been honest with you before she passed so there were no suprises and that you didn't feel lied too. I'm not sure if you had children at the time that were in the will. If so this may be a bit of a different situation than mine. When you give to someone's child, I believe that the child and parent both benefit financially and emotionally. With me, it's more of an issue about favoritism. I want my nephew to be included in the will as I love him.

Irishjig Wed 11-Apr-18 04:14:06

@Quizqueen, I wasn't suggesting my brother to be penalized. I think a common 50/50 split from the adult children is fair and his son benefit from my brother's share however he chooses. They will both be able to be blessed from it. When Ive given gifts to my friend's children I see how the parent is also blessed both financially and emotionally. I also told my mother that my brother could really need that extra 10% if ever he became disabled, got a divorce or lost his house. My mom told me about the will, I didn't ask and I never would have. I expressed to her my hurt because of the favoritism involved. I actually have. Its not about the money, but about my mom 's heart which I think is what is most important as a Christian. My mother has used the issue of her Will as a tool for power at times in our relationship which a parent should never do. And not only have I already thought of the causes I would like to leave my assets to, I have already donated to them and will continue to give what I can until I pass. There's no need to tell me to "put up or shut up" or suggest I haven't lived a good, honest life...I have.

Irishjig Wed 11-Apr-18 04:22:32

@lemongrove. Thanks I appreciate your understanding. I will never tell any of this to my brother or nephew. It isn't their fault at all and I would never want them to feel bad when it could be a time of great joy for them. Good advice, thx!

Irishjig Wed 11-Apr-18 05:03:57

@Starbird. Thank you for your understanding and beautiful post. I've processed a lot of it now, the wound was very fresh when I started this thread. I will have faith that God continues to take care of me. I've seen him do amazing things and he has blessed me in many ways in the past. I do believe my mother has Narcissistic Personality Disorder and I may look into getting counseling/ join a group for children with NPD parents. Blessings!

Irishjig Wed 11-Apr-18 05:11:21

Florenceflow, thank you.

NfkDumpling Wed 11-Apr-18 05:57:11

As someone who had similar relationship problems with with my mother, I think a course of counselling will be a good idea with maybe a support group after that. It sounds as if the will is only a symptom of a bigger problem and talking it through in a situation where you know it'll go no further really does help.

Try to forget the will. In some ways it's like winning a lottery with good odds. There's always a chance it won't happen at all so you could have wasted a lot of unnecessary resentment and angst which only hurts you. It's difficult - I know! You posted about the will and got little support but it's now clear the will isn't the real problem, it's your family relationships and your feelings. Talking to someone in confidence will help get your head around this. Good luck.

MawBroon Wed 11-Apr-18 06:25:33

irishjig , are you familiar with the play “King Lear”?

That was the first thing which sprang to mind and I would agree with those who say your mother is absolutely entitled to leave her estate to anybody she likes.
Of course if she lives long enough, there may be no estate as it could all be swallowed up in care home charges - what are your feelings about funding 40% of that -or would you still insist on a 50/50 split?
Sibling rivalry which last into and throughout adulthood is a sad and even worrying phenomenon. I don’t think,it is your mother who needs counselling alas.

BlueBelle Wed 11-Apr-18 06:46:57

I m afraid I can’t see why Irishjig or those who are agreeing with her are saying the will is unfair the brother and irishjig are getting EXACTLY the same ......what’s unfair about that ? Please explain that one
The problem is Irishjig you are sounding very recentful that the brother has a child and you don’t it sounds as if your mum only has one grandchild so isn’t it obvious she will leave a stake to him If she only has three close family members that makes entire sense ( my parents had one daughter and three grandkids I was left two fifths and each grandchild a fifth that seemed entirely fair )

Irishjig enjoy your life with NO expectations of anything at th end of it you are ENTITLED to nothing

Irishjig Wed 11-Apr-18 06:58:07

@Summerstorm. Wow, those are some nasty very harsh accusations. I'm not a greedy miserable entitled person as you say. To answer your question, yes I had been paying my mom back on a monthly basis before my surgery (which caused my disability) plus several hundred dollars in a lump sum right before my surgery. I've also paid a small monthly amount after surgery and will be paying her soon in full from back pay from disabilty. For several months directly after my surgery I sold personal items on ebay so I could subsidize myself without having to be a burden on my mom as long as I could. I hate to have to ask my mom for help. Disability barely pays for 1/2 the rent here in US now. Rents have skyrocketed in last few years due to home foreclosures and Medical doesn't pay for many things including specialize surgeries that I may need to have, There are very little doctors to choose from.
I'm trying.

jenpax Wed 11-Apr-18 07:55:11

I have to say reading your original posts and the subsequent ones that this is not really about money is it? This is about your feelings of being second best and that your mum has not considered you and your life. Unfortunately your very rambling posts were about the will instead of talking about the underlying issues and I think if you had said how you were feeling about your relationship with your parents you may have had a more sympathetic response. Your actual post focusing on money the provisions of someone else’s will and your anger came across as petulant and bitter and I don’t think this is what you intended.
I understand that things are a bit shoddy in the US especially as regards help for the poor and disabled of which there is virtually none? and for some reason your country does not consider universal free health care to be a priority for its citizens so I imagine the money you have borrowed from your mother was towards these unmet costs. However I have to say that as regards the will it is your mothers absolute petogative to leave her money anywhere she chooses and it was also your parents choice to spend your grandfathers inheritance as they wished Just as any money you receive will be yours to do with as you wish.
My advice would be to tackle your underlying feelings of rejection and of being second best more than focus on notional inheritances. I am sure your mum does not want you to feel second best she has obviously tried to help you out over the years in recognition of your disabilities. But it is entirely reasonable that she wants to leave some money to her only DGS and it’s not a huge percentage.
My own will (assuming it’s not all been used up in care home fees) will be split between my 3 AC as others have said it’s the fairest way and reflects that I love them all the same.

Irishjig Wed 11-Apr-18 08:07:49

Spabbygirl, thank you so much. My mom has NPD disorder and there have been many subtle and not so subtle neglect, power plays/abuse. My father had good things about him too, but was also neglectfull and hurtful in ways. I think children like us "get it". We can see recognize issues more clearly because we've been through it. I'm sorry you've had pain too. Since this isue has to do with money and a Will, I think most people posting get passionate about the money part, coming from their own experiences and issues ,without really seeing what's behind the scenes in other people's situations. It seems common for people to blame children more than parents, but fortunately there are a few people who see it . I know, churches can't always help everyone and that's why the scriptures say to take care of your family when they're in true need. Ill pray blessings for you. Take care

Grannycupcake Wed 11-Apr-18 08:26:24

Why do people think of an inheritance as theirs? It isn't yours until the person dies and in effect gives you a gift.
Be grateful, when and IF she leaves you anything. What anyone else receives is none of your business.

Irishjig Wed 11-Apr-18 08:26:57

Kitspur, thank you for your kind words and understanding.

Oldwoman70 Wed 11-Apr-18 08:30:47

Irishjig I recognise the issues you talk about, preference for my older brother, nothing I do is ever good enough, controlling behaviour even violence in the home as I was growing up. If arranging a "guilt trip" were an olympic event my mother would be world champion. Like you I have no children however, I have maintained a reasonable relationship with my mother. She has mentioned her will in the past but I have stopped her and said I didn't want to know (although she has managed to let me know that everything will go to my brother and his children). I used to feel the way you do but have realised that she is never going to change, I can either let her lack of concern for me fester and make me bitter, or I can just accept it and move on - I have chosen to move on.

Irishjig Wed 11-Apr-18 08:35:40

Urmstongram, thank you for understanding about the issue of favotism. Some posts have truly been very harsh. I was upset, but I'm not mixed up. I know my family situation and still believe I'm right in regards to this.

maryeliza54 Wed 11-Apr-18 08:47:53

Treating people equally isn’t the same as treating them fairly is it? Or at least, it’s one definition of equality but not the definitive one. The fact that OP has a disability and lives in the US is absolutely relevant here but even in this country, if I were in her DMs position I would take that into account in how I divided my estate - a disabled child would definitely get more. Also I think the phrase ‘it’s her money to do with as she likes’ is very superficial and trite. Of course it’s true at one level but I think when we draw up our wills we have responsibility to think how that will impact on those left after we’ve died and the emotional aspect of the legacy. I agree that there are lots of complex aspects to this particular case but the OPs DM sounds to play power games with the money - for example the threat not to help when the disability problems started. How could that not hurt you enormously? Some of you seem to have missed the fact that money loaned has/is being paid back. To be practical in this situation I’d say to OP that given your DM is capable of playing games over money and using her power there, I’d just keep quiet in case she further whittled down my 40%.

Irishjig Wed 11-Apr-18 08:49:58

Oldwoman70.
Thank you for posting and your empathy. Its so nice to not be called a miserable greedy person! Lol. I think only people in our situations can really understand. My mom has subtly held the will issue over my head at times too and hurts, doesn't it. I'm planning on moving on from this as well. Take care.

Cobweb01 Wed 11-Apr-18 09:02:58

It is not judging you, I was trying to explain that while the way you have been treated compared to the rest of your family may not be fair, you can still do something to repair your family relationships before it is too late. By the sounds of it, that will have to come from you and I know how that feels as I have had to do it myself in the lasy year and I totally understand how having a disability can cost more money to deal with - been there too. I was trying to say, let it go now as the only person who is hurting is you and that won't stop until you do let it go and move on from it, however small the steps are to begin with. I HAVE been in your shoes to a large extent so giving advice based on that: up to you what you do with the advice.

Poppyred Wed 11-Apr-18 09:11:01

I there a delete button for this thread??

Irishjig Wed 11-Apr-18 09:21:21

@Jaycee, I did not ask about the will. She offered to tell me and in no way was I prying. This is about favoritism.

Irishjig Wed 11-Apr-18 09:27:30

Poppyred..you don't have to read it. Try to be kind.

Irishjig Wed 11-Apr-18 09:31:53

Mawbroom..I think your truly lacking insight about my situation.

alreadytaken Wed 11-Apr-18 09:53:06

You are being unreasonable, although I can see why you are upset. Your mother made a promise to your father. Perhaps she shouldnt have made that promise but having done so its not unreasonable to keep it. If you must feel resentment it should be directed at your dead father.

You need to accept that life isnt fair. You've told your mother this upsets you, you shouldnt mention it again.

The love of money may not be quite the root of all equal but it is certainly the cause of a lot of it.

You dont mention the nature of your disability or if there is any hope of improvement. If there is then it would be a loving thing for your mother to support any treatment that might help you become more able to support yourself.