Well, we certainly weren’t rich (monetarily), but we never went without, either. Mum, like many others, used dad’s wages wisely (and her own when she was able to work). Money was set aside each week for all the utility bills and the rent (council house), then for the weekly shopping. We had an annual holiday, too. Nothing fancy (Pontins or similar), but we children were content with the beach and a donkey ride - cheap air package holidays hadn’t become the norm when we were small.
Any left over money was carefully saved to cover additional expenses as they cropped up (eg new shoes, clothes, a new electrical appliance if needed).
Mum made a lot of our clothes, knitted, embroidered, etc and also used what we had very wisely. If something could be repaired, it was.
Like many others, she made meals from scratch, baked and only bought what would be used up - nothing was thrown away.
I know times were different when I was growing up - things such as credit cards, debit cards, telephones in the house, etc, were either unheard of or the domain of people with more disposable income.
So, although money was tight, and everything had to be accounted for, I do not consider that we were poor as we never went without - and were, in fact, rich in so many other ways, too, fortunately - blessed with loving parents, a roof over our heads, clothed, cared for and a warm fire always lit.
It might sound idyllic, I’m sure it wasn’t, really, for our parents, at least, who had to make those low wages stretch, but they did their best for us - looked after us, made sure we were protected, etc, and to me, that is the ultimate “richness”.