I too paid for petrol at a self service pump (no receipt) and when checking my account had been charged £1. A day or two later it had been changed to the correct amount. This was at Sainsbury's. So you will probably find the same thing happens to you.
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Do you ask for a receipt?
(112 Posts)Surprised as to how many people don’t ask or take their receipt after shopping. How do they balance their monthly /weekly outgoings? What if they needed to take something back?
I'm afraid I'm a bit OCD about my finances (maybe because I work in accounts, and I don't earn a lot either!). I always take receipts, always check them ( and mistakes are not unknown), and always enter my expenses on a monthly spreadsheet. If I don't, I can't keep track of how much I have in my account in the latter half of the month, as there are also a few direct debits which are not always the same amount, and I do not want to go overdrawn. But it surprised me how far down the thread I got before anyone mentioned shoplifting! Now that we can carry goods out of the shop without a bag, who on earth wants to be in the position of being stopped and not immediately being able to prove you have paid?! Also, regarding emailed receipts, I hate them for two reasons 1) once they have your email address you get bombarded with their ads , in my experience, and 2) I once bought an ipad in an Apple shop and they said they'd email my receipt, but it turned out they'd input a spelling mistake and I never got it. Even if it hadn't been faulty (it was!), I like to keep receipts for large items to prove purchase and being under warranty etc.
I always take a receipt. You would be surprised at the number of mistakes made on supermarket prices. Sometimes 2 for 1 items are not recognized or you are charged for something you didn't buy as the computer had the wrong code and the item was more expensive than what you actually had. It was only after working in a supermarket for a while that I realized the problem.
Going back a few years, I had several small amounts - something like a couple of £6s, a £4.50, a £7 - taken from my credit card account one month, all coming up on the statement in the name of big companies. My bank said these scammers were getting away with a fortune because most people don’t check their accounts and small sums just go unnoticed.
If it’s small purchase and I know I’ll keep it I don’t ever take receipt.
Only take receipt on more expensive items and ones I may need to return. I never balance my outgoings but check my bank accounts online daily.
Since the pandemic there are some shops that will not accept cash.
Re receipts, our local Spar only gives the if requested, apparently this saves the hundreds of pounds over a year.
I rarely used to ask for a receipt but then one day I received a car parking ticket outside my regular Sainsbury's which said I'd arrived at 12 noon and had overstayed the maximum time permitted. Luckily I'd gone to another shop on the way, bought an item of clothing (which I always get receipts for in case I need to change it), so I was able to prove that I was miles away around that time, and the ticket was dealt with by Sainsbury's. So, I tend to ask for recipts most times now - just in case.
Yep! Always! Then I check the bank account each month. There's never been a problem but I still do it.
I've noticed my adult children don't bother ?
When getting petrol at Asda the £1 separate charge is something to do with their system. This £1 is not taken out of your account.
Always take a supermarket receipt...you will be surprised at how often there’s a mistake......
I've never done any kind of accounting of my purchases/spending. Life is too short and I never over spend. I do ask for and keep receipts for anything that could possibly be faulty, or that I might want to return.
Always get a receipt for everything I buy. And always offered them at end of transactions
I always ask for a receipt of I've paid by credit or debit card so I can check my statements when they come in.
I use my credit card to pay for more or less everything, both for convenience and so that I can collect loyalty points. I pay it off in full every month and check receipts against the monthly bill with itemised amounts.
Some years back, I realised I had been charged £220 instead of £22 for one purchase. I should have been more observant in the shop, I know, but I reported it to my bank and had the receipt as proof. When the shop failed to come up with an explanation, they charged them with fraud as they would have known their takings didn't balance at the end of the day, and the bank refunded me in full while their investigations continued!! I always keep my receipts for a year.
I take them out of habit, but rarely look at them! Receipts will sit on my desk in a pile for a week, then out they go.
At Christmas time I keep all receipts in an envelope, in case any of the gifts may need to be returned.
I do find now that since so many stores have 'loyalty' cards with either your phone number or email that they have good records of items purchased. Last year I purchased some pyjamas, kept and tossed the receipt after sitting on my desk for a week. Then the seams on the pyjamas fell apart within a month, but I had tossed the receipt by then. When I called the store, they had a record of the purchase, and made a credit for me without fuss.
Getting closer to going paperless.
I used to balance the accounts every month, but haven't done it now for many years.
I have a reasonably good idea of what I can afford and haven't come a cropper yet.
I don't take a receipt for small amounts, but do if it's more than 2 or 3 pounds.
I haven't used cash since the start of lockdown.
I never bother with receipts, but then I use my debit card to pay for things (I hardly ever have cash). Everything is then automatically there to see online with the bank. My bank is excellent - I get through to someone straight away when I ring (none of this "press 1 for... press 2 for...")
Witzend ; yes it is horrible. Mine was Sainsburys and I shop there all the time. There have been two security guards there for ages which see me going in there always. This was a newer security guard although they never bother me because I am in the shop to buy and not to steal so with a suspect that I was shoplifting coming from him I was somewhat cross.
I will happily shun there store in future and luckily there is a new big store that caters for everything opening in 10 days
so I will take my custom and spend my money there.
All my friends ask me why I shop at Sainsburys as they say it is far too expensive.
I buy everything with credit card (cash back).
There's only two of us but I kept every receipt for a month. What a huge amount of paper!
Now I just look at the receipt for my big shop whilst I am in the store, checking to see that all the offers have gone through. That's the main error I've found over the years.
I do use my phone to pay for everything now so can see immediately what I pay matches what the till/display says.
I keep receipts if an item has a warranty/guarantee. Most occasions this has come by email. Saving paper.
Shysal when our debit card was hacked many moons ago (we only use credit cards now for purchases) there were odd small amounts items listed on the statement which I found odd. Apparently the scammers start with a small amount to see if you notice it. If you don't they carry on with larger and larger amounts!
I have a separate current account for on-line purchases, and document each one with a running total in a cash book. I don't keep a large amount in that account, just top up as and when it runs low.
I don't ask for receipts on small items from my main account. This morning I filled the car with petrol at the local unmanned Asda and opted for no receipt. However, when viewing my recent debit card transactions on line, it is recorded as a sale of £1. I shall keep an eye to see if it is rectified, but with no paper record I don't know if there is much I can do to put it right. The petrol tank is definitely full but I don't remember the exact cost.
Another who worked in accounts for many years and had to reconcile both sterling and currency banks every month so this spilled over into my personal accounts. I always take the receipts.
I would be quite happy not to have a receipt for any thing,
as long as they take your e-mail address and e-mail it to you.
But each their own.
Horrible, isn’t it, @3nanny6?
As it happens I was stopped again at the door just the other day - once again one of those small security tags evidently hadn’t been taken off - Asda again! - but I had my receipt handy and told the bloke (not too crossly) that I was thoroughly fed up with this happening.
He didn’t bother checking my bag but told me rather patronisingly to calm down, madam, and waved me on.
Alas I’m unlikely to shun that shop in future because it’s the closest and most convenient. Pre Covid I could walk (downhill) and get the bus back, uphill with bags!
I use my credit card for as many payments as I can. Keep a list of these in a small notebook, and do a check against the on-line account at least once a week.
Do check my on-line bank account three or four times each week.
Use cash for very small items (ice creams for g.children etc) .and do not get receipt for those. Do not imagine ice cream vans could even provide one!!
Use zapper when doing weekly shop, but always ask for receipt and I keep these as they are very useful to see how prices on items I purchase in the supermarket change (usually increase).
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