How much do you spend on yourself?

We have separate bank accounts, we each put a sum monthly (DD) into a joint account and the rest is ours separately to spend as we each want, or not. We both have separate savings accounts etc. He spends more than me on bits and bobs

We have joint accounts which are used to pay for anything needed.

We’ve been married 46 years and always had one pot, until I retired last year. DH rarely spent anything and I felt a bit guilty about my spending, I’m not extravagant, but I have my hair done every eight weeks and go out with friends three or four times a year etc.
Anyway I decided it would be a nice idea to both have spending money. DH has really surprised me he’s actually enjoying it and spending quite freely. Where as I’m being a bit of a saver ! Who’d have thought it.

Very little. I can't remember the last time I bought something just for myself.

Whether or not it’s a lot to spend on yourself depends on your overall income and savings. I spend very little on myself - very rarely buy clothes, don’t go to the hairdressers any more, have never been one for getting my nails done or having beauty treatments. I wear makeup every day but it lasts a long time. My shampoo etc, moisturiser and hand cream are the only things that need replacing regularly. No cinemas or decent theatres nearby. I do however drive a Porsche which is fairly thirsty and costs a lot in road tax and maintenance. Apart from a glass of wine and feeding the garden birds that’s my only indulgence.

Like silverlining we have a joint bank account.

We have a joint account but DH spends as if he is still employed ! Drives me mad as I have always dealt with all household accounts. How many Amazon parcels does anyone need in a 24hr. period !
Eventually a showdown, not pretty, outcome being he now has pocket money on a weekly basis, he finds it hilarious and tells everyone he is a kept man !

I think £250 is quite modest.. I certainly spend more than that but mainly on painting activities and exhibitions

Like MissInterpreted I can’t remember the last time I bought something non essential for myself. I live alone and my sole income is my state pension. By the time I buy food, pay household expenses, put petrol in the car etc most if not all of my pension is gone by the end of the month.

But I’m happy with my lot and have lots of pleasure in my life that money can’t buy. My oldest grandchildren are teenagers and still like to spend lots of time with me. My 17 yr old granddaughter comes to stay most Friday nights. We cook, bake and have lovely chats and go for walks.

That’s a joy which money can’t buy Grannynannywanny. I wish you many years of such happiness.

We have a joint account plus our own separate accounts. I honestly have no idea how much I spend on myself per month. If I need something I have it after having to be very frugal in the earlier years of our marriage when all our money went on kids and mortgage.

Husband pays all the household bills, council tax, insurances for vehicles etc. I put fuel in my car, pay for holidays and meals out and buy all birthday and christmas presents. This wasn’t planned, it just happened like this but it works OK.

We are comfortable but I feel guilty whenever I buy or think of buying something for myself. My Kindle is pretty sluggish and quite old. I would love the large scribe kindle because I now read books on my iPad and it does clutter up and fill the memory. DH today has just paid for his golf membership - few hundred. He will probably only play twice. He doesn’t like the social side there unless it’s his own particular friends so why should I baulk at buying something I’ll use every day. I could give myself a kick.

That’s a joy which money can’t buy Grannynannywanny. I wish you many years of such happiness.

Thank you Germanshepherdsmum. I count my blessings every day. I know I’m very fortunate and I take nothing for granted 😊

Grannynannywanny - you have something that money can’t buy ❤️. I too live on my own. Fortunately, I had a good divorce lawyer.
Btw, can you not get any benefits like Pension Credit etc. I know my friend gets some sort of benefit to top up her SP. But, you are happy. That’s the main thing.

I don’t spend money on beauty treatment, nails and so on, just hairdressing every six weeks, occasionally clothes about three times a year, but I have choir subs x 2 and related costs. I put most of my money into savings. DH always spent money on collectibles, DIY etc. Since he died and we have been clearing stuff, we keep asking why there are at least three of everything. He would buy in bulk. There are enough light bulbs and tissues to last a lifetime!

hazel93

We have a joint account but DH spends as if he is still employed ! Drives me mad as I have always dealt with all household accounts. How many Amazon parcels does anyone need in a 24hr. period !
Eventually a showdown, not pretty, outcome being he now has pocket money on a weekly basis, he finds it hilarious and tells everyone he is a kept man !

Ditto.
His pocket money is topped up by a little part time job too.
Even then he runs out before payday.
I have all that I want and can still put some away 😇

I don’t spend a lot,I haven’t got a lot and I don’t need a lot
I m happy

Grannynannywanny - you have something that money can’t buy ❤️. I too live on my own. Fortunately, I had a good divorce lawyer.
Btw, can you not get any benefits like Pension Credit etc. I know my friend gets some sort of benefit to top up her SP. But, you are happy. That’s the main thing

crazyH I’m not eligible for pension credit as I’m in receipt of the full state pension. It’s a common misconception that anyone with only state pension is entitled to claim pension credit. But it’s for those who have a shortfall in their state pension to top it up to the full amount.

We've always had a joint account since marrying 30+ years ago. We both just buy what we want on credit card which is paid off each month. Neither of us have expensive tastes or habits. We used to spend a lot leasing a luxury vehicle (DH loves BMWs) but now have bought one outright which has reduced our monthly outgoings. DH looks after the finances and budgets for our spending but we have excess funds each month which goes into savings. Luckily we were able to plan carefully for retirement.

Hair cut once every 6 weeks now as it is very short.
Other than that my spending money goes on mulch, compost and plants - gardening is one of my main hobbies so I count that as spending on myself.

I obviously don't spent enough!

Off to see how I can treat myself.
DH isn't a great spender until it comes to cars.

I buy what I want when I want, but don’t have many wants😳

This thread reminds me of a work function I attended many years ago, at which a very wealthy client was present. He and my then equally wealthy senior partner were talking about money and said client was saying that his accountant had told him that his wife really must spend more money. Obnoxious.

I don’t spend a lot on myself these days. DH’s only indulgence was to buy a season ticket for football every year, and mine was to fund my fly fishing expeditions (an expensive hobby!). I don’t fish much these days and apart from a good haircut, running my car and taking the family out for a nice meal occasionally I have little need to put my hand in my pocket.