Digressing just slightly.... I have a son and 3 dss. All married. My ds has 1 ds. I also have 3 dsgc, including one dsgd who is my heart's delight.
What to do with my jewellery, I've no idea.
However, I did have my 'first' diamond and sapphire gagement ring which was extremely beautiful. My first marriage lasted 22 years. I recently sold some unwanted/broken gold items. The diamond/sapphire ring was of no real interest apart from the gold content and I refused the offer. I know that my dearest friend of 40 years who was with me has always loved it. I could never wear it regularly because of it's connection to unhappy times. So I am quietly wondering if my df would be offended if I gave it to her. I am driving home and df said to me..... how would you feel about selling me your ring. I took it off and reached it to her, please have it with my love (she has always been there for me). She seriously wanted to give me something for it.....which I definitely didn't want. My Df accepted the ring, but came back on the subject of it's value and would like to buy it. She was aware of its jewellers certification value for insurance. I said to keep her happy I'd accept a trade of £30. The pleasure I felt from giving my df this ring, and her joy, far outweighed it's considerable monetary value. My Df is one whom I could ring at 3am if I needed to.
I have a thought of perhaps passing on such items while I'm able to do so.
I have already given a piece to my dsdil to keep for my dsgd.