Don’t Kill Cash Petition

Germanshepherdsmum

You are far safer using your card than carrying a wad of notes Calli. It wouldn’t occur to me to pay a hotel or restaurant bill in cash, but I use cash for tips.

Quite.

We use credit cards 95% of the time.

We use cash to pay gardeners, cleaners, window washers, etc as they are their own business and ask for cash - who am I to sort their banking and accounts. Also cash tips to the many we tip. And parking.

Me and my dh have signed the petition.
Recently i tried to pay for goods with my card,but the machine would not take the pin or tap.
What would have happened if i didn`t have cash on me ?.
And just today my dh went to the hole in the wall to withdraw cash and the machine wouldn`t accept his card but in the bank all was fine,not good for out of hours banking.
Nothing is as easy as we are made to believe.

I’m happy to use my card for most transactions but always have some cash just in case.
Just in case a machine doesn’t work, just in case there isn’t any internet. This happens in my neck of the woods at various times. When there is an event in our church it is cash only. There are two shops in one of our nearest towns. One has a sign CASH ONLY the one next door but one has the opposite.
Bet the taxman prefers the second!
I take almost anything in my business, cash, cheque or BACS. No cards though, I’m not paying the charges, I did have a PDQ machine when I was ‘properly’ in business. Now I’m only playing at it I’m not bothering.
I’ve signed.

www.dailymail.co.uk/news/article-12257931/Why-Aussies-refusing-pay-EFTPOS-tap-week.html
Apologies - it's the Daily Mail 😁 - but I did know about this from a very reliable source.

When there is an event in our church it is cash only.

Will the collection plate be changed to a card machine?

For those of you who pay your traders in cash, do you get an invoice from them?

My very elderly relative has never had a bank account, so has never had any kind of bank card or credit card, and would be unable to learn to use these now even if she were to finally open a bank account!
I'm sure she's not the only person left in the country in that position.

Plus, as PamelaJ1 said above, it is useful to have cash too, "just in case a machine doesn’t work, just in case there isn’t any internet".
This also happens in my neck of the woods at various times.

I bank with a major High St. Bank and several years ago its IT system went down, consequently I was unable to draw cash out, use any of the card’s relating to that banks accounts or see my account balances. If I only had account’s with that bank I would have been well and truly stuck, as many thousands of people were. The only thing you could do in the branch was pay money in.

A cashless society has many pitfalls, if that’s how it’s going I respectfully suggest that you have an account/s with more than one banking institution.

NotAGran55

For those of you who pay your traders in cash, do you get an invoice from them?

We do. Though not for tips to the many we tip.

Signed.
We should have a choice.

What about craft markets, small stallholders, local societies? Most of them at least prefer cash, because signals are often hard to establish and they have to pay for the device, much more of a fiddle than simply taking cash.

NotAGran55

For those of you who pay your traders in cash, do you get an invoice from them?

I pay the window cleaner in cash and he gives me an invoice. I don’t make other cash payments to traders other than tips.

Oldnproud

My very elderly relative has never had a bank account, so has never had any kind of bank card or credit card, and would be unable to learn to use these now even if she were to finally open a bank account!
I'm sure she's not the only person left in the country in that position.

Plus, as PamelaJ1 said above, it is useful to have cash too, "just in case a machine doesn’t work, just in case there isn’t any internet".
This also happens in my neck of the woods at various times.

How is your relative’s pension paid, and any benefits? How do they pay their bills? Perhaps they are able to go to the council offices to pay their council tax but what about energy, phone and water bills and insurance?

AGAA4

I rarely use cash now but I know some people rely on it. All my GCs and their friends use their phones to pay for everything now and as they are the new generation of adults I can't see cash lasting as payment.

You are probably right but this petition wants cash to carry on until at least 2050 and I will probably be in the ground by then.

I think we should all have the choice of cash or card - not be forced to use cards. I bought a new mattress recently which cost £1500 and I wanted to pay in cash. The shop said they preferred card payments so I said I would buy elsewhere then. They accepted it.

Am I correct in thinking that people signing this petition want to remove the legal right of businesses to require payment other than by cash, even though that is not what the petition says?

Did you think of the risks to the person taking that money to the bank Primrose? Or the chance of your being robbed en route to the shop? Or that if the mattress fails to materialise or is defective using your card would give you the simplest, most stress-free and cost-free means of redress? Personally I would be rather suspicious of someone carrying such a large amount of cash. The bank would certainly be asking where it came from if you tried to pay it into your account.

Germanshepherdsmum

Oldnproud

My very elderly relative has never had a bank account, so has never had any kind of bank card or credit card, and would be unable to learn to use these now even if she were to finally open a bank account!
I'm sure she's not the only person left in the country in that position.

Plus, as PamelaJ1 said above, it is useful to have cash too, "just in case a machine doesn’t work, just in case there isn’t any internet".
This also happens in my neck of the woods at various times.

How is your relative’s pension paid, and any benefits? How do they pay their bills? Perhaps they are able to go to the council offices to pay their council tax but what about energy, phone and water bills and insurance?

She has a building society account, and her pension nowadays is paid into that, although she kept collecting it at the Post Office for as long as that was possible.

She payed almost every bill in cash that she withdrew from the BS.. That included Council Tax, which she paid in cash once a year! Utilities paid in cash via a shop offering PayPoint (I think that is the right name.)

She was able to get cheques from the BS, so the very occasional thing was paid that way, usually tradesmen, I think.

The reason that I have used the past tense above is because for the last year or so she has been unable to do any of these things for herself. As you can imagine, it has caused a lot of problems.

Geographically, I am to far away to be involved, but do know that a neighbour is now authorised to withdraw cash on her behalf to pay for some things, but quite how other things are being paid for (including care in the home) remains a mystery, but she still has no bank account.

A BS account is a bank account! But obviously not as convenient as an account with, say, Barclays which would have given her a cheque book as well as the ability to withdraw cash. As you have proved, cash isn’t always the most convenient method of payment.

China is almost a cashless society and I think that is a direction which most countries will take for a variety of reasons. Most people in China pay using their phone, the chief reason being that banks are few and far between as is becoming the case in the UK. A few years ago my market town had three banks - now none.

Germanshepherdsmum

A BS account is a bank account! But obviously not as convenient as an account with, say, Barclays which would have given her a cheque book as well as the ability to withdraw cash. As you have proved, cash isn’t always the most convenient method of payment.

I am not sure she even had a cheque book- I seem to remember being told that she had to go to the BS when she wanted one, and they then printed it out. I could be wrong though.

The BS probably didn’t issue a cheque book -when I had a BS account many years ago it didn’t come with a cheque book but you could ask them to provide you with a cheque. Very inconvenient except as a means of saving.

Callistemon21

^Why on earth would you seek to deny others the choice? You can be entirely cashless without seeking to impose it on others.^

👏👏👏 Well said Rosie51

absolutely, there are many people out there who need to budget via cash in envelopes and others who only understand cash. If people want to be cashless then that is their choice but why on earth take choice away from others.

I don’t believe that is being suggested.

Germanshepherdsmum

Did you think of the risks to the person taking that money to the bank Primrose? Or the chance of your being robbed en route to the shop? Or that if the mattress fails to materialise or is defective using your card would give you the simplest, most stress-free and cost-free means of redress? Personally I would be rather suspicious of someone carrying such a large amount of cash. The bank would certainly be asking where it came from if you tried to pay it into your account.

I took it myself, as it’s my money. it’s only £1500 not millions! As it happens the store offers a 100 day period when you can return the mattress if you are not 100% happy with it. it is actually too soft for us so we are having it swapped and a firmer one sent out next week. That applies however you pay, I don’t need cards to sort my problems thanks.

How do you sleep at night worrying about all this stuff? Might get robbed, suspicious of people carrying cash, might be defective?? We regularly pay in similar amounts to the bank and I have never been asked where it comes from!

I don’t worry at all. What a silly thing to say. Pay by card, only carry small amount of cash. But yes, these days if I saw someone with a big bundle of notes I would wonder about where it came from and whether they had declared it to HMRC.