I am 60 - soon to be 61- and am semi-retired after a career as an instrumental teacher (piano, violin 🎻 and viola) and as an accompanist. I feel l have done my stint after 40 years. My husband is 67 and retired. I am enjoying this stage of our lives very much. We are very involved in church activities, including being house group leaders, and enjoy the freedom to go on holiday or travel without being tied to school holidays. It is also nice to go out for a spontaneous coffee or, occasionally, lunch. I gained my music degree in 1986 and, as l have said, worked in music as a career. Now I have time to play music for my own pleasure once again. With this in mind, I am working towards the LTCL (Licentiate of Trinity College, London) diploma on the piano, which is my first instrument, the ATCL (Associate) diploma on the viola, which is my second instrument and, if time permits, grade 8 on the violin. You are correct about time speeding up and running out. I only have a finite amount of time, realistically, to take these extra qualifications as the ear problems and accompanying deafness that have plagued me all my life have been much worse this year and my hearing has deteriorated dramatically to the point where I have two fairly powerful hearing aids. The left aid has about reached its maximum capacity before it will squeak when I play music and, obviously, it would be very difficult to take high level exams with that distraction. I think the key to this phase of life is to keep occupied and interested in different things but also to enjoy a (sometimes) slower pace of life.