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Legal, pensions and money

Advice re winding up estate.

(160 Posts)
HUNTERF Thu 21-Mar-13 11:23:12

Just had a phone call from a lady in her late 30's.
Her mother has passed away and her father passed away some years ago.
There is a will.
The problem is she does not know where the money is but she knows the house is owned by her mother.
The only help I can think of giving her is to offer to help to search the house for evidence of money. I will not feel comfortable looking through other people's cupboards but I will do it if she wants me to.
Anybody got any other suggestions.
When my father passed away I had his money recorded on a spread sheet and I knew exactly where it was. I just think there is a chance a Gransnetter has been in this situation.

Frank

Ana Thu 21-Mar-13 13:17:00

You mean your friend has reason to believe her mother actually hid money in the house, Frank? Under the mattress, for example? confused

Galen Thu 21-Mar-13 13:22:09

Perhaps you'd better take up all the floorboards instead. When I was at boarding school we used to hide the food for a midnight frat under a loose floorboard in the dorm!

gillybob Thu 21-Mar-13 13:24:07

Money hid under floorboards is clearly Tax evasion. Frank I think it is your duty to inform the relevant authorities about this ASAP.

Mishap Thu 21-Mar-13 13:24:43

Why do we respond to these posts? - they are clearly a windup. The best way to stop them is not to feed them with responses.

If all that he says is genuine, then there is clearly a mental health issue here that needs addressing and we are not helping him to deal with his problems. His degree of sense of persecution is far from normal; and his inability to respond to posts in a direct way is bizzarre - whatever people say, he just grinds on with what he planned to say in the first place. I do not think he is a well man and that is sad.

Anne58 Thu 21-Mar-13 13:32:13

"She has obviously approached me knowing I have dealt with my father's estate recently."

There is nothing "obvious" about her contacting you Frank and I agree with a lot of the comments that others have made. I just haven't made up my mind yet as to whether you are on some sort of wind up or there is some other reason behind all this.

gillybob Thu 21-Mar-13 13:32:37

The question is Mishap who has the mental health issues? Him or Us?

I know which one I am thinking of..........

and its not him grin

glammanana Thu 21-Mar-13 13:38:14

gillybob oh ye of little faith grin

absent Thu 21-Mar-13 14:31:42

Mishap When I made a similar suggestion on one of HUNTERF's much earlier threads, I was severely chastised by other Grannetters from J08 to soop (and that's something of a gamut). I think GNHQ deleted the post. I was expressing concern about the obsessive repetition of the story about the inherited house and the fact that Frank had become the butt of jokes which seemed cruel if there were other issues.

Mishap Thu 21-Mar-13 14:40:51

My post was intended to be genuine - I feel concerned for his well-being; if he is unwell, then maybe our jokes are inappropriate. It is impossible to know. I was just flagging up this possibility for consideration.

There is no way of knowing about correspondents online; but I was concerned that we should not be cruel, as you say, if there are problems there that we do not know about.

I am not rapping anyone over the knuckles by saying this - just expressing a concern.

I do not understand the cryptic posts above that followed on from my comment, but I can live with that!

gracesmum Thu 21-Mar-13 15:34:48

Does being delusional count as a mental health issue? I too was mocked (oh yes I was, j08) for trying to appeal for kindness for *Frank as I felt some posts were unintentionally cruel, but there is a strange quality of paranoia (the "friends of frank's father's lady friend and the soi-disant reporting to the police) and obsessive - the single sex gym issue and the constant harping on about money/houses/care home fees.
If you were to respond directly Frank instead of banging on with weird things usually prefaced by "Obviously" it might be clearer. You see I think there is nothing obvious about a woman in her 30's asking an old codger to help her search her house for her mother's money. It is just bizarre.
Oh, and most people keep their money in the bank, their valuables in a safe and their jewellery if not in the safe, in their dressing table, for future reference.

gracesmum Thu 21-Mar-13 15:35:57

Sorry about the black!! Got my Asterix in a twist!

Bags Thu 21-Mar-13 15:40:15

graces, quite. This is why I think it's a game. I notice he hasn't responded to that suggestion.

Nonu Thu 21-Mar-13 15:47:06

^IF it is a game , long may it continue , say I smile

gracesmum Thu 21-Mar-13 15:49:21

When I was involved with a counselling service for people with major issues, we used to get a whole lot of "hoax" calls which really depressed me for a variety of reasons. One was that we had to take everything at face value until 100% certain it was a wind-up (often with a sexual scenario) which we could then challenge and two, because it was effectively taking up volunteer time which could have been better spent on people with geunuine problems. However it was also apparent that these "hoax callers" had their own attention- seeking issues and were needy in their own right. They were not necessarily malicious but lonely, craving attention and importance and with time on their hands. Some also had mental health issues and the weekend (when I was on duty) was a bad time for them as their psychiatric/social worker was not available and they had no-one else to talk to.

HUNTERF Thu 21-Mar-13 16:15:28

Hi Gracesmum

I suspect you are right and I think most of her money will be in the bank.
The problem is which bank / banks.
I have been in to 2 banks and unfortunately there is no central registry of accounts and none of the staff could think of any way you could be sure all assets have been accounted for.
The house will have to be searched and it will be a long job and there is no guarantee everything will be found.
I have phoned the Inland Revenue and the person said they do understand money sometimes comes to light after the estate is wound up and they do not prosecute unless it is definitely fraud.

Frank

soop Thu 21-Mar-13 16:16:38

I'm very fond of Frank, he makes me laugh out loud. grin

absent Thu 21-Mar-13 16:20:19

Can you just go into a bank and ask about someone else's putative account without any kind of legal authority? Well, I suppose you can ask but I don't think you can reasonably expect an informative answer.

Bags Thu 21-Mar-13 16:31:17

But you can if it's a game and you have special powers.

gracesmum Thu 21-Mar-13 16:34:42

Presumably there are 2 executors and they have the right to make these enquiries? So how do you fit into this, then?

kittylester Thu 21-Mar-13 16:43:35

Do any of you watch Midsomer Murders, Bergerac, Death in Paradise? There are so many murders for such small areas that it is all a bit farcical. I'm wondering if all the things that happen to Hunter are part of the script for a future show and we are the guinea pig audience. grin

HUNTERF Thu 21-Mar-13 16:49:38

Hi absent

We only asked for general advice about the situation not about the individual account.
No gracesmum. The daughter is the sole executor.
My father was my mother's executor and I was the executor if my father had not been alive and my mother was my father's executor and I was the alternative executor if my mother was not alive which was sadly the case.
My brother passed away before the will was drawn up.

We are going to have a meeting about wills in our family soon.
We are thinking along the lines if one whole part of the family goes down in an aeroplane for example we will want our assets to go to another part of the family but this needs careful thought to accommodate changes for example our new arrival at the end of the month.
Obviously we will need to consult a solicitor about this.

Frank

Mishap Thu 21-Mar-13 16:51:29

Phew!

Nonu Thu 21-Mar-13 16:59:23

Well obviously Frankie , that is the way it has to be !!!!!!!!!!!!

envy

whenim64 Thu 21-Mar-13 17:24:50

Frank we don't have anyone offering the sort of support you describe in my neighbourhood. We just get on with things unaided. How have these people in need of assistance managed to find you?

Nonu Thu 21-Mar-13 17:51:53

Kitty, The musings of HunterF , aka Frank .

Could be a best seller , AND we might have bit parts .moon