Injustice of Women’s pension age increasing by 6 years

Agree z

Agree jamila
My mum died before pension age as did my aunt.
I always say that 62 is a dodgy age.
2 uncles and several friends died at this age.
Saving the Government quite a bit of money.

But that is an unusual occurrence which has always happened IYSWIM.

Some people die in their 50s, 40s, 30s etc.

We are generally living longer and in better health but costing the NHS more into the bargain.

but costing the NHS more into the bargain.
That's why I think we need to be making a contribution (means-tested, of course, but in a simple way.)

I think NI should be paid for life . Means tested obviously .

Okay if your in a position to do it Cornishclio what about those of us who never have been ?

I'm not sure that we should pay the full amount after retirement, gillybob - after all, some of the NI is supposed to be going towards our pensions, the rest for other benefits and only part towards the NHS, which is funded by general taxation. That is paid by pensioners who receive over the personal allowance threshold.

Both my parents died before retirement age and I'm not there yet. I took early retirement at 55 and live on two private pensions. I knew all about the changes in the state pension age as I moved from expecting to retire at 60 to being told by letter I could now look forward to retiring at 64 years and 4 months, that later changed to 66 and then because I'm one of 300,000 women who are deemed to be unfairly affected I can now retire at 65 and 11 months, That's still 2 years away so I may not make it. As I've worked from the age of 16 with only a break of 16 weeks each time my sons were born, I think I've earnt my state pension and hope I live to collect it for many years to come.

I think we should . Jalima they can’t expect to raise taxes and NI for young workers ( who will probably pay into the system until they are 70) when many pensioners retired years earlier and are doing very well indeed thank you very much . I can’t see why everyone ( able to) shouldn’t contribute .

Nor me, but paying 12% income tax to pay for a pensions doesn't really seem fair.
Perhaps paying enough NI to fund everything else but pensions? ie a reduced rate of NI for pensioners, which is what I have said for a long time.

sorry 12% NI not income tax

I can remember that there was talk decades ago about how the State pension age would have to increase, so I don't think anyone can say they weren't warned.

After all the State pension is/was only meant to be a top up to a private or Company pension scheme which, surely, everyone should be contributing to.

nobody is complaining about it increasing..just about the way it has been done.I've had no communication from DWP...ever,about my pension To date I've lost out 40 odd thousand pounds ,add the extra NI for those 6 years and the government is doing very well out of my working life.I've worked since I was 15 with no breaks for childcare ..I was back at my desk 8 days after my daughter was born.It has totally wrecked my retirement plans .

I am very similar to you paddyann and will have worked 51 years or more when I eventually get to retire (assuming I live to 67).

After all the State pension is/was only meant to be a top up to a private or Company pension scheme which, surely, everyone should be contributing to

One can only make private pension contributions if they have the income to do so. I am forced to pay into a pension for 4 of my employees and can't even afford to pay myself a regular wage most months never mind a pension contribution !

People on minimum wage paying into this white elephant workplace pension will barely ever see a penny back. You mark my words !

I think some are missing the point. Well done you if you were aware of the changes before they occurred and were able to afford to plan for them, I would suggest you are in the minority. The point I believe is how unfair it is and how so very many women are losing out. Not only do they have to work considerably longer, they have to ensure they have 35 qualifying years of NI instead of 30. Furthermore the retirement benefits, for example free bus passes, enjoyed previously at 60 are also pushed back to 66, 67 etc. So yes we are living longer, yes it would have been wonderful to afford to put extra away but the fact remains that there is a desperate unfairness about it all.

Gillybob we had private pensions ,took them out in our 20's.The forecast was fantastic a good lump sum and a decent yearly pension.Sadly as with most things government sticks its nose into ,after Thatcher and Brown raided them they were pretty much worth less than half what they should have been.We did take them early and invested in property for our retirement ...hopefully we'll be OK .No failure to plan...just bad luck.

I feel sorry for people having to do hard, manual work past 60, also those on their feet 8 hours a day in a shop or warehouse etc. Physically you do change as you get older. I didn't have to do this, I left work at 60, hardly any pension, my husband died with the year, Having worked since he was 15. My mother died mid fifties having worked since she was 14. So the longer I live, I tell myself it's thanks to them and others who pay everything in and get nothing out. You just have get on with it, moving the goal post all the time is disgusting.