Sale of home to fund care

I do agree, SuzieHi. We looked into live-in care for a relative of dh - it was going to cost more than a nice care home, with all the costs of running a home on top.

People are often wary of care homes, but our experience of them (FiL, my mother and an aunt) has been very positive. I’m sure that it’s down to the excellent care she received that my mother lasted very nearly 8 years in hers - until she died at 97. And it was by no means the most expensive,

Freya5 👏👏👏👏👏👏👏

Allsorts

What happens when the money runs out? . The government pays and you go where you are put. It does ensure there's no inheritance I suppose which will make them happy or you could bypass it all and spend the lot, sell the house and go where you are put sooner,. Heard living on a cruise ship is a good option and you see the world, then go where you are put.

That is seen as getting rid of your assets

OnwardandUpward

I saw this happen to a relative. The care costs spiralled but the care home couldnt touch the last 23 thousand. It is a lucrative thing running a care home. A licence to print money.

It might be better and cheaper if people hired nurses or carers to keep a loved one at home. There is 24 hour care that can be in someones own home.

Almost as expensive. Believe me, I have done my homework & truly frightening, plus paying to heat the home, washing, ironing & cooking, do you will have those utilities on top

Freya5

Mt61

Just read on community care, that Rachel Reeves has cancelled the cap on care fees, this is to fill in the black hole of £1.1 billion

Wonder if that's the black hole this Government is handing out world wide.
What black hole. If they wanted to fill it they wouldn't be doing money out worldwide. Thought we had no money. Tax payers money to Africa, tax payers money to a non existent energy company that will make our bills even more expensive, because the numpty has stopped any more NS oil exploration, now let's just import more from overseas.
This Government, Starmer already voted worst PM ever, and he's only been in the job 100 days too long in my eyes, will never get voted in again.
Quote "If you don't know what you're doing, because you've never executed anything, and you don't to how to do it.... you decimate your country" Kevin O'Leary. Businessman.
This sums it up very well for me.

I totally agree with you.

How can a cap that never existed be removed? How is it the government’s fault that the promise of a cap on care fees was broken by the last lot?

What is the black hole that the government is handing out world wide? Can you hand out a black hole?

How have the projected profits or losses on an energy company that is not up and running yet been calculated, and have the huge profits of the existing ones (also paid for by taxpayers) been taken into account for purposes of comparison?

When was the vote for the worst PM ever carried out, and who voted? Who was Starmer up against? Truss? Cameron? Johnson? All of them were disastrous for the UK. What sort of poll asks about someone who has just taken power and measures him against people whose policies had time to fail? Starmer’s haven’t had time yet.

Quote: If you use flawed figures, lie about policies and invent statistics you worry people for as long as they believe you, and lose their respect when they realise that that’s what you’ve done.’ D Dog. Poster. Her friends think she talks a lot of sense.

Start looking at carehomes as the better ones (not necessarily the most expensive) may have waiting lists. We saw some that we considered wanting that were rated good by the CQC. Others rated good were much better. Ones that the local authorities use often charge higher fees to self funders, who are in effect subsidising local authority residents. Hence why homes with mainly self funders, in our experience, weren't necessarily more expensive. Don't be bullied by the hospital for them to discharge your dad until you're satisfied there is a safe discharge plan. Good luck

How do you find out which homes have mostly self-funders, Apricotdessert? The whole care system is a minefield, isn't it?

A lot depends on the level of care needed, some only take those with mild disabilities, some other offer places for serious long term difficulties, there is a big difference in cost.
A able bodied resident with dementure can be very demanding to care for

Boris Johnson was not disastrous for the U k. That is just your opinion, I think very differently!

MaggsMcG

It wasn't covered by NHS unless there was a Continuing Health Care Need, if you can prove that it will still be covered by NHS. It was covered by the Social Services budget which was the responsibility of the Local Authority and has been successively reduced by all Governments over the years. Which is why a lot of the Care Homes that accept LA residents are the less nice ones. If you are really luck you might get one that's at least reasonable and the Carers actually care.

Very difficult to get CHC, we couldn’t get it for dads Alzheimer’s, most we got was 5 weeks free care in a nursing home.
He ended up back in hospital, after three weeks, dehydrated, vomiting blood. Hospital kept him for six weeks, we refused to send him back to the nursing home, we fought to get him a hospital bed, then brought him home. Mum & I caring for him with help of a carer morning to get him up & night to put him to bed.
I think if he had gone back to the home he would be dead by now.

Doodledog

How can a cap that never existed be removed? How is it the government’s fault that the promise of a cap on care fees was broken by the last lot?

What is the black hole that the government is handing out world wide? Can you hand out a black hole?

How have the projected profits or losses on an energy company that is not up and running yet been calculated, and have the huge profits of the existing ones (also paid for by taxpayers) been taken into account for purposes of comparison?

When was the vote for the worst PM ever carried out, and who voted? Who was Starmer up against? Truss? Cameron? Johnson? All of them were disastrous for the UK. What sort of poll asks about someone who has just taken power and measures him against people whose policies had time to fail? Starmer’s haven’t had time yet.

Quote: If you use flawed figures, lie about policies and invent statistics you worry people for as long as they believe you, and lose their respect when they realise that that’s what you’ve done.’ D Dog. Poster. Her friends think she talks a lot of sense.

If this government cared, they would set a cap. Social care needs sorting ASAP All governments are as bad as one another, all promise the earth but yet do nothing about it.

Yes, but can I just clarify? Are you saying that as the last government did diddly squat about a cap that could have alleviated this mess means that they must have neither cared nor even tried to make things right in the fourteen years that they could have used to improve matters? Or are you just looking for ways to criticise the current government by blaming them for the failings of the last lot?

Freya, we are an ageing population. Either we oldies fund our care, or our children, and other people's children fund it through taxation. This is nothing to do with who is in government. It is reality.