Is it best if we get married ?

Yes.

Thought as much , perhaps we can invite Kier Starmer , Rachel Reeves etc al.
Getting married thanks to the labour party ! How romantic .

Definitely, it’s the main reason we married a few years ago.
Congratulations 💒!!

Marriage -yes.

It’s always been more tax efficient to marry so I’m not sure why you are thanking the Labour Party .

Yes.

Yes, definitely. That's what I and my partner of 40+ years have done.

As others say, it's nothing to do with Labour, it's always been the most efficient thing to do if you're going to be in the IHT bracket.

yes

Yes. It’s why our Yorkshire Lass and her gorgeous partner married last year after 11years together. As she said “it’s just the sensible thing to do mum now we own a property between us. It’s not a ‘wedding’ it’s a marriage and we’re just going to Leeds Registry office on a Monday morning with two witnesses”.

I do love saying “my son in law” though! He’s fab. ☺️

Yes, and has been so for many many years

Yes, Martin Lewis recommends it (for tax purposes) if nothing else.

Elder son and his partner have been together for over 10 years. They own a property and have a daughter. When she was born they both had to register her name as son is not legally allowed to do so on his own. No sign of marriage. Don’t know why.

Legally & financially - yes, absolutely!
Emotionally - only if you're really sure, IMO. Be sure that you want to make that commitment for forever..... Are you sure you want to look after each other in old age?
(Just being realistic from my perceptions of some people's marriages.) Good luck!

Yes, it’s the advice my DH would have given to any one of his clients had they asked him for it. Nothing to do with the Labour Party just a very sensible thing to do.

The reason why I suggested Labour party is because up until 2027 pension pots were not included in assets for inheritance tax so his will was under that amount , include the pension and it's over for the unmarried / or those not directly related.
As I said we are together 25+ years and didn't overly feel the need to marry but this has given us more of a need to = unromantic .

Thanks are all advice .

My friend and neighbour lived with her partner for 25 years and when he died his SP and occupational pension died with him.
She just gets a reduced SP, I don’t know why.
There was a house and savings but she had to downsize considerably to reduce outgoings and give her more capital to live on.
She very much regrets not marrying.

A friend of mine has been with her partner well over 40 years. No children. She said they didn’t need a piece of paper to prove their commitment to each other.

Several times myself and others told her what we had read about losing out if you are not married or not a civil partner. Finally a few months ago they signed up for a civil partnership. No fuss, just did it. Recently she had a birthday and received a card from him with “to my wife” on the front. She says it’s just the same as being married but I don’t see that myself and I still don’t get why they didn’t just get married.

Usedtobeblonde

My friend and neighbour lived with her partner for 25 years and when he died his SP and occupational pension died with him.
She just gets a reduced SP, I don’t know why.
There was a house and savings but she had to downsize considerably to reduce outgoings and give her more capital to live on.
She very much regrets not marrying.

All spouses widow/widower occupation pensions are usually reduced amounts because the pension is continued for the duration of the second life. It is sometimes further reduced if the widow or widower is much younger than the pensioner.. Some pension scheme do recognise long term partners as named beneficiaries and will pay out a reduced spouses pension even if not married.. Others only recognised lawfully married spouses to a reduced spouses pension
although the marriage can be recent.

It is generally better to be married before ones partner dies but it doesn't necessarily mean that the remaining spouse will continue to draw their spouses full pension. It is always best for their to be separate pensions for each person.

I don’t know much about the money matters involved and I haven’t asked any questions but I was amazed when my son announced he and his partner were getting married after 35 years together.

They have three children and two grandchildren together and have always they were perfectly content and said a little piece of paper made no difference !

His partner retained her own surname but the children snd g.children have his same as mine.

They had a lovely wedding, register office and a small family lunch afterwards followed by an evening celebration then a lunch with me and his family as I was unable to travel to his actual wedding.

My daughter and I did wonder if there was a reason after such a long time and now it’s got me wondering. Incidentally my new daughter in law announced at the lunch she was taking my son’s name now she was actually Mrs.

Curiouser and curiouser 🤔

My DH and I got married after living together for 19 years. The motive was purely financial, as at the time pensions and investments were not automatically passed to the partner.
At the age of 66 I am secure in the knowledge that I made the right decision We have POA's in place and wills, so our families will have less hassle to go through when ee snuff it.
Meg.

Very rich friend went off one day, and married her partner. When I asked if it was for tax planning, she said yes! I believe that unlike marriage where it is assumed that everything goes to the spouse, unless there is a will saying otherwise, you have to make a will if you only have a civil partnership.

I have friends who live "separately" in their house. They agreed they wanted to be separate but for tax purposes have remained married.

Hurry up and post the banns, dear lady!

If you don't marry, whichever one of you is widowed, can neither decide where or how your partner should be buried, cremated, inherit anything from him/ her, nor decide if your beloved is unable to make decision him/ herself in the final phase of existance what should or should not be done.

And open separate bank accounts while you are about tidying up your affairs and write your wills!