growstuff
PS. Not all people requiring social care are poor - and that's part of the problem.
How is that part of the problem? Care doesn't cost more or less depending on how rich or poor the cared-for are. You can pay for a bigger room or fancier meals, but the actual care costs the same, surely?
Although finance is important, the whole issue of social care for the elderly (not for younger people) includes whether inheritances should be kept intact and passed on to the next generation as unearned income.
I don't see how there can be a fair system that doesn't have an impact on inheritance, which is, in itself, riddled with unfairness. As you know, I would prefer to deal with inequality through taxation rather than means-testing, as that penalises those who are neither rich nor poor and removes choices and chances for those 'in the middle', whilst those at the other ends of the wealth scale are relatively unaffected.
For most people 'in the middle', their house is a major part of their estate, so if they are expected to pay for care it is the house that has to be sold, yet the value of the house is almost entirely dependent on where in the country it is. Despite that, any attempts to deal with the question of fees seems to revolve around caps or ceilings, so those who have already benefited from high house prices continue to do so - whichever method is employed they are likely to have significantly more to leave behind than those who have not seen huge price rises. Cap or ceiling, those people will have to spend until there is hardly anything left, so 'levelling up' is even more of an unrealistic aim (if it was ever a genuine aim, which I doubt).
There are ways of dealing with the differentials in gains made on the sale of housing. They won't happen, as no government would alienate swathes of the SE of the country, but in any case, there is no logical reason why housing should be singled out as a way to pay for social care. It is because a house is the biggest asset for most people, and because it is an asset that is bound up with emotion, security, providing for the family and so on that people feel so strongly that it should be protected.
The fairest way to pay for health, education, care - anything really - is to tax people fairly at the start, so that is taken care of, and then let them spend what is left of their income after tax without let or hindrance. Different parties and governments will have different ideas about how heavily people should be taxed, but the principle should stand.