I don't know any farmers so this might be a daft idea but if you are a farmer on a family farm why don't you gradually give you child/children who work on the farm shares in the business? You could work up to you still being the majority share holder with your child/children working up to owning 49% of the farm. Wouldn't that mean no IHT on a farm worth up to £3m, if it is true that you can have up to £3m IHT free.
Once you are ready to retire you could become the minority shareholder.
Farage fails to report 5 million gift!
