If you leave your handbag downstairs I would make sure there are no credit cards in it. What about sorting out a handbag you don’t use and putting some cash in there plus a couple of old things to make it look “right”. Then leave that downstairs.
My dh used to work nights so I was mainly alone at night. I did get used to it and I did take my bag upstairs. I even left the alarm off in the end.
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