Please find out the likely position on divorce/separation from a qualified solicitor specialising in family law, before you make a decision. I had a late divorce and neither party is likely to have the same standard of living post divorce. Freedom costs money but it sounds like it will be a price worth paying. It was for me but it didn't come cheap but I have come out the other side a happier person, albeit initially lonely, - at times I actually miss my husband when I remember the good years.
His unreasonable behaviour is definately grounds for divorce. But realistically you can not expect him to simply go, especially if he has nowhere to go to. However make an appointment with a matrimonial specialist solicitor straightaway. An initial appointment will not be very expensive but this will clarify your position financially and legally. Do this BEFORE you tell you husband what you want to do, divorce-wise.
Once legal advice is taken and you have decided what you want to do, you may need to see see a financial advisor. Then you will need to inform him and consider whether he is willing to undergo counselling which he may or may not agree to once he realises everything he has is on the line.
Also make sure you find out your husbands financial position including pension rights as both capital and income will be taken into account when the financial settlement is agreed. Ideally you need this information gathered together before you see a solicitor. The house being in your sole name means very little when you are married after a long marriage, and the property is the matrimonial home.
Sometimes you can trade the right to retain the house if you do not claim any of your husbands private pension income if he has one but that is only viable if he can afford somewhere else to live. But you will need a retirement income as well, so a trade off may not be in your long term interests as you are still young and can not access get a state pension for a few years . Do you have an occupational pension or a job or other income available live on, taking into account the likely settlement?
At 73 he is not going to change unless he wants to, but he is going to require somewhere to live, and probably receive 50% share of assets in order to buy an alternative property and to have an income.
Otherwise you stay put, unhappily, and wait for nature to take its course in terms of survivorship, and spend more time visiting your family rather than inviting them to yours.
I really hope you can find a way out of your predicament.
WORD ASSOCIATION - 9th May 2026
Problems in Harry and Meghan Marriage
