AIBU to not disclose compensation

Calendargirl

If this is a genuine post, I cannot understand why a refund cheque has been issued in your name.

You say you have separate bank accounts and your husband pays the bill, so where do you come into it? How come the utility company can issue the refund to you? How do they even know you exist?

I think I might get it now!

I was thinking it was a refund from the fuel company but it's not.

It is compensation from the Scottish? Government because Serendipity had no power for a week when the power lines were down after the gales.

Because Serendipity is in receipt of a Disability? Allowance (is that right?) she is entitled to compensation.

Is that it?
It's yours, Serendipity

Enjoy!

It is in your name, so put it in your account.
If any questions are asked, you could open up the discussion. With your positive attitude and sense of humour, it could be interesting!
Incidentally, when I first married, we operated our finances in a similar fashion. DH felt, as the main breadwinner, that it was his responsibility to finance the household, no questions asked. As our salaries increased( mine hugely, as my hours increased and promotion too) I contributed more to costs, and in the end, I am the one with savings, as DH is a spender. It can work to have separate finances.

Calistemon it was a power cut a few weeks ago and because people were without electricity, we have all ( i am presuming all ) got a cheque as compensation. No its nothing to do with receivership of a form of disability allowance, its purely and simply because there was a power cut to householders.

Thank you for your reply

Have you decided yet?
Are you swaying either way?

I suppose you could give him half - for his Christmas present?

MissAdventure
Have i decided yet? Whoaaa I've been trying to prove my innocence so no, haven't come to a conclusive decision as yet ha ha ha. People who have been kind enough to reply are drawn both ways. I think i will zzzzz on it and hope I wake with a concrete decision ( as im typing this out im leaning towards honesty is the best policy )

I think sleeping on a problem always helps in deciding what to do.
At least you've had a good moan and a bit of a chat, so that's sort of a bonus in itself.

MissAdventure absolutely, yes its quite therapeutic having a moan and getting different points of view, because we dont know everything and it only takes 1 suggestion or point of view for us to sit bolt upright and realise we had never taken that into account.

Yes, i will have a zzzzz on it and see what frame of mind i wake up in haha, watch this space !

Anyone would think it was thousands and thousands im toying over ....

Calistemon

Calendargirl

If this is a genuine post, I cannot understand why a refund cheque has been issued in your name.

You say you have separate bank accounts and your husband pays the bill, so where do you come into it? How come the utility company can issue the refund to you? How do they even know you exist?

I think I might get it now!

I was thinking it was a refund from the fuel company but it's not.

It is compensation from the Scottish? Government because Serendipity had no power for a week when the power lines were down after the gales.

Because Serendipity is in receipt of a Disability? Allowance (is that right?) she is entitled to compensation.

Is that it?
It's yours, Serendipity

Enjoy!

Oh brilliant deduction Cali.
Yes definitely keep it Serendipity I’m certain now that Cali has explained why you’ve been given it.

Now, what will you spend your little windfall on? ??

Apparently everyone gets it, Urmstongran

However, if it was addressed to you, Serendipity does that mean the house is in your name?

Serendipitous!

Calistemon ... yes, i was left the house when my mum passed away, ahhh i never thought that that would be the reason for the cheque being in my name, ahhh well done to you. phew that clears that query up, now getting back to the initial shall I/shan't I

But how do they have your name?

Surely a cheque made out to you will need to be paid into your account?
So pay it in, wait and see. If your DH is not expecting it and does not have access to that bank account, job done. It’s yours.

If it is a joint account, you can explain if and when he asks.
But if you have access to a joint account, can you not help yourself to more spending money when you need it?

Oh Miss Adventure I LOVE your posts - always make me smile - OP - KEEP THE DOSH - in your name - it's yours.

I think your hubby is a tighta**e and you deserve so much more than you get, but you clearly know that already, don't need a bunch of grans to tell you that.

HOWEVER - your question was: disclose or not - I vote for NOT

Dottygran59 hahaha thank you for your reply, what a flippin carry on it all is, some would dash to the bank and deposit the money as quick as Willow the Wisp.

Germanshepherd i can only think that the power supplier would know all householders names by the register or whatever its called that shows who owns which property, thats my guess on the matter, but i never thought that that could be the reason for cheque being in my name.

Cabbie21
No joint account of any description. Its literally his and mine

Thank you for your reply.

Serendipity22 I’m glad to see you have the security of house ownership. I hope you’ve managed that in the same business like manner your husband has applied to his savings and don’t have his name on the title deeds.

For good measure perhaps you could charge him rent. That would teach the miserly git!

Its literally his and mine

And the house is yours - thank goodness!

ooo i would be fuming. If i didnt work and was "allowed" 100.00. I raised our 2 children, I clean up his clothes , I clean our house i cook for him but he also does it for me....i,m sorry but thats disgusting.

Id keep it but tell him and inform him hes not having it

Well said Grannynannywanny - please reassure us concerned Grans Serendipity22. Eeeh I'm right proper annoyed with your miserly git husband. Tight old sod

It's the customer who is entitled to any refund. The owner of the house might have let it and the tenant will have their own account and be entitled to any compensation. So this means the account is in OP's name. I have never understood the 'it comes through to my phone' thing. Nothing comes through to your phone if you haven't requested it, e.g. by creating an app or giving out your email address.

i can only think that the power supplier would know all householders names by the register or whatever its called that shows who owns which property, thats my guess on the matter, but i never thought that that could be the reason for cheque being in my name.

Don't be silly.
The power company will make payment to whoever is on the bill.
As you get the bills by email, why not look at one of them and you will very likely see your name on it.
Probably DH set it up like that, as you own the house.

I hope you had a good sleep.

In the circumstances you describe, Serendipity, I would pay the money into my bank account (you can do this online for some banks now by taking a photograph of both the front and the back of the cheque) and say nothing. The house is yours; the electricity supply to the house is therefore yours also (to share with others living in the house, obviously), and that is why the cheque is in your name.

I'm rather amazed you had to even think about what to do with it. It has nothing to do with your husband. Since he likes and keeps his money separate, unless he's a complete jerk, he presumably expects you to do the same. Isn't that the arrangement the conditions of the unfair, imposed treaty that you live with? What's sauce for the goose is sauce for the gander as well.

It's the customer who is entitled to any refund.

It's not a refund, it's compensation for being without energy after the gales.

The cheque is compensation for the loss of power during the gales we experienced. Why its in my name i have no idea, but a new take on the matter maybe at 1 gran said, that the house is in my name, apart from that i literally have no idea, but the core reason for advice is, do i disclose this cheque or deposit is and keep shhhh.

I have received a lot of replies for which i am really grateful and now i think i will shut this baffled situation down and mull it over after Christmas...
What a hoo-ha.

Happy Christmas everyone and thank you once again .