StoneofDestiny
Can’t understand separate bank accounts for married couples. Surely all assets are joint assets - or should be.
Have you ever been married to a gambler? If so, you might have a different view.
Ok, here goes. I will TRY and condense our 30 years financial situation into this 'brief' post. My husband and myself have always held separate bank accounts, more so his instigation to do so than mine. He has a number of pensions plus state pension plus an ample amount in bank.
I dont work due to having an autoimmune disease. Because i dont work my husband gives me £100 each month as 'spends' and he pays all bills.
I have, on numerous occasions said about having access to his savings, which considering we are husband and wife, i see the savings as OUR savings but no, i am met with an angry face and the predictable announcement that the savings in his bank are HIS life savings, in other words YOU'RE NOT GETTING YOUR HANDS ON IT !
So, today in the post is a compensation cheque for a power cut we experienced a couple weeks ago, for some strange and unknown reason the cheque is in MY name despite the fact my husband pays the bill !
So, AIBU to keep and shhhhhhh ?
StoneofDestiny
Can’t understand separate bank accounts for married couples. Surely all assets are joint assets - or should be.
Have you ever been married to a gambler? If so, you might have a different view.
I know a fair few seemingly happy marriages where the wife sorts out finances.
MissAdventure
I did all the finances with my first ( and only) marriage. But I’ve just been thinking and I do know a lot of marriages where the wife does it all.
Thanks MissA.
sandelf sharing also includes the house and OP owns it (and possibly has money in her bank account, we haven’t been told). If she won’t put her house in joint names I’m not surprised he’s not keen on sharing his money. Pot and kettle.
So many people leap in and comment without reading all the posts and thinking about the inconsistencies and considering things OP avoids answering which are at the root of why she received this compensation payment. If you read earlier posts sandelf the husband pays for the food and all the bills. Her £100 benefits and £100 allowance from husband are not used for food or bills. So basically she has £200 a month to spend as she wishes which might be more than the husband is left with after paying for everything for all we know.
we have always had a joint bank account but my husband doesn't control me, surely that is the point!
I can't keep up with all that, GS.
Told you, I'm useless and uninterested, even in my own financial status.
Shocking, but there it is.
It's sad that he shows so little generosity of nature or trust in you after all this time. What does he think you're going to do with this knowledge and what has he got to hide? Also, if anything were to happen to him what becomes of all this? Have you made wills? You could be left high and dry if not as anyone who thinks they have a claim on his estate will try to grab what they can.
Having the house solely in Serendipity’s name makes a huge difference to her husband having savings that are just his.
I’m no great shakes on the money front either MissA! But I just feel the whole thing is a wind up and I don’t like it when someone posts something that’s wholly or partly untrue and interacts with people seeking their sympathy and advice. I’m afraid it’s my legal background, testing the evidence. Old habits die hard.
You can say that again, GS 
Doesn’t it just Elizabeth. Explains a lot.
Ofgem state customers can get compensation for power cuts of £70 for first 24 hours, then £70 for each subsequent 12 hour period
Thanks HolySox
Serendipidity You could buy your DH some warm socks and thermal vests for Christmas in case you have another power cut.
(I hope there isn't one!)
Absolutely everything was in my husband and my joint names even though I didn’t work. I paid bills and drew out what was necessary for housekeeping and packet money for myself and the children. We trusted one another completely.
When he died it made it so much easier to settle things.
If you are married, and have been for some time, I think he'll find whatever he has squirreled away is half yours whether he likes it or not. Ask my ex who hid money/savings etc had to declare it and share it.
Oh Serendipity, I’m sorry you’re having to defend yourself when you’ve come here for support!
My ex husband was annoying in many ways, but never a tightwad. Your situation would have me twisted up in knots and internally raging with resentment.
As for keeping the checque, I’d do it BUT there is a very good chance he will be expecting some kind of credit or compensation as it’s been in the news recently.
I’m sorry you’re having to live like this. ?
I'd just pay it in and say nothing. Also, if questioned, tell him you're divorcing him and he'll soon find that all 'his' savings are actually half yours!
He sounds a charmer .... why are you wasting your life on him?
Paperbackwriter
I'd just pay it in and say nothing. Also, if questioned, tell him you're divorcing him and he'll soon find that all 'his' savings are actually half yours!
And half the OPs house will go to him.
I am so sorry you feel have to endure this financial abuse.
I really don’t know why you have stayed with him for 30 years I would have left him 29 years ago.
My husband and I work in the same fashion as you with our money although I do have a card on his current account if I need anything. We also have a Savings Account in our joint name but I don't ever go near it. I have a low income from my disability pension and so I pay a small percentage of the bills whilst he pays a larger percentage and all the food. I don't get an amount a month to spend from him. However, I know that if I need anything I can just ask or use my card. He may have worked but I have brought up the children as well a struggling with disability. He would never deny me money if he had it and just knowing that makes me content.
MerylStreep
Paperbackwriter
I'd just pay it in and say nothing. Also, if questioned, tell him you're divorcing him and he'll soon find that all 'his' savings are actually half yours!
And half the OPs house will go to him.
Absolutely. It astounds me how many people haven't read the full story but are quick to take sides. She may be worth a lot more than he is.
If the cheque is in your name then it’s yours.
Esspee
This thread shows clearly who do not bother to read the whole thread before adding their tuppence worth.
Agree wholeheartedly Espee it’s very frustrating!
OP has been backed into a corner and disappeared. Says it all.
OP has not been backed into any corner and she most certainly has not disappeared....
I find the way your posts are accusing me are beyond belief and so for that reason i simply can not be arsed to continue with my thread.
Well done Germanshepherd you know how to bark and snap people away .......
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