Well, men can be pretty stupid. When my SiL was cheating, he claimed to be "working in Dublin" when he was actually at a hotel near where he worked in Derby, with a female co-worker. He paid for the room with his Visa card, which appeared with the name and date on the bank statement of his and DD's joint account. Didn't take Sherlock to work that one out. (DD eventually forgave him.)
I certainly wouldn't ask him, as it gives him the opportunity to lie and cover his tracks. I'm afraid a bit of snooping may be needed, to find out what he's up to. It does sound like there is strong grounds for suspicion, particularly if he never buys that sort of thing as a gift for you. Also, men having affairs do seem to change their behaviour either for the better (out of guilt) or the worse (trying to transfer blame somehow to the wife.)
I do hope everything turns out to be completely innocent, but I think you have to prepare for the worst. That way, at least you're ready.
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