Hi after seeing a lot of helpful information and advice on this forum I'm hoping for abit specific to my situation. So hear goes.
I am 26 and I have lived with my grandparents since the age of 4. My mothers father and his second wife.
My grandfather passed away 4 years ago leaving a fully mortgage free house to his second wife (my gran)
It appears my grandmother is showing signs of a dementia related illness.
I have LPA for financial and health matters.
My wife has moved in along with her 10 year old daughter, after myself and my wife staying at either my grans house or my wife's for the last few years until my wife fell pregnant.
I have never officially moved out so it's been my only home.
I am not an official carer for my gran as she has not had an official diagnosis due to her being stubborn and in denial somewhat. I have tried persuading her but she is adamant there is nothing wrong, so it will be a matter of time before we have no choice but to get some help.
My gran has no savings her only asset is the bungalow.
I am in her will as the only beneficiary.
My wife and I have effectively given up the possibility of having our own home to stay with my gran.
Where do I stand regarding care home costs and what happens to myself, my wife, my daughter and stepdaughter if my gran needs to go into a care home.
Your opinion would be greatly appreciated as it's such a complicated area.
Grandson123 Sat 27-Dec-14 22:44:50
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