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spending the kids inheritance

(65 Posts)
rojon Sat 17-Aug-13 16:15:51

I think most parents like the idea of leaving something for their kids and I'm no exception. Except more and more lately I get the feeling I should have spent the windfall I got a few years ago on myself. Four of them live within five minutes drive but only one of them ever visits me for the sake of visiting and that only every six to eight weeks. One lives an hour away and although I make sure to visit her in the school holidays she hasn't visited since last Christmas. I try to make allowances for the stressful busy lives the three that are working have but a small part of me thinks, surely they could each spare one hour a month to visit me.
Is this too much to expect?

Movedalot Sat 17-Aug-13 16:19:02

I think you should ensure you have a good life before thinking about anything else. Whatever savings you have are probably not keeping pace with inflation so you might as well enjoy them now. It was suggested to me before we retired that you spend more in the first 10 years of retirement than in later years because you are fitter and able to do more travelling etc. so enjoy it now.

Nonu Sat 17-Aug-13 16:25:49

Treat yourself Rogan , book a nice holiday !! Spend some money !!

smile

nanaej Sat 17-Aug-13 16:27:17

it is your money to do what you want with. No child should expect anything. Nice if it happens but so is treating yourself!

ninathenana Sat 17-Aug-13 16:40:43

We are fortunate to have paid off our mortgage 5 yrs ago. The endowment we had to cover it matures next month. We intend spending it on ourselves grin

petallus Sat 17-Aug-13 16:54:56

My children are not well off.

I am not particularly materialistic and hope to be able to leave a substantial amount of what I have to them when I finally fall off my twig.

janeainsworth Sat 17-Aug-13 17:39:36

Rojon If you wanted to spend the windfall on your children then that is fine.
But it is not fine if you expected something in return.
It sounds to me as though the problem is more that you would like to see more of your family than you do, rather than you wish you had kept the money for yourself.
I think if my children lived as close to me as yours do, I would want to see them more too.
Can you tell them how you feel?

Elegran Sat 17-Aug-13 18:07:04

Have you tried being crafty? Buy a too-large joint of meat (online order and got the weight wrong?) then ring each of them to say that you bought this by mistake and would they like to come and help you to eat it ?

Or buy something that used to be a favourite when they were all at home and ring them to say you thought of them when you saw it and could not resist it, would they like to come . . .etc etc....

Or just think of an excuse - your birthday, the Xth anniversary of the day one of them started school or some such story, and would they like to come . . .etc etc . . .

The wrong thing to do is to ring them to say that they have not been near you for donkey's ages and pile on the guilt.

Nonu Sat 17-Aug-13 18:32:28

I agree entirely with you Rogan , you are their mother they should give you some time , why should you have to make up things to "Entice " them.

It is quite heart breaking that offspring treat parents as they do , the only thing I can maybe offer is that after you are gone they will have regrets . {I hope you take that as I meant it , as I am sure you would not wish anything bad on your darling offspring]

I"ll hold good thoughts for you X

Ariadne Sat 17-Aug-13 18:36:11

If one is fortunate enough to have a mortgage free house, then I feel that that is quite enough to leave to one's children!

I do love treating our DC and DGC, and helping them out from time to time, but I also think that Theseus and I deserve to enjoy our hard earned money while we have time. We had a tough beginning, but it worked out, and it's our turn now.

Of course, if disaster struck any of them, that would be a different story.

Movedalot Sat 17-Aug-13 18:48:00

Ariadne I could have written exactly that, you have described our situation perfectly. smile

numberplease Sat 17-Aug-13 18:48:38

Our house is paid for, and even though it`s not worth very much, it`s all we have to leave to our children. There won`t be any money, as what bit there is will have to pay for our funerals.

KatyK Sat 17-Aug-13 19:02:10

I'm with you rojon. We have the same problem with ours. We are treated like afterthoughts.

Libmoggy Sat 17-Aug-13 19:06:03

We have a running joke. If we spend money on ourselves, the children will chorus "Hey, what about our inheritance?"
If we make them a cash gift, we say that it's less to go to the greedy claws of the future nursing home owner

Judthepud2 Sat 17-Aug-13 19:25:08

The third option is helping them out now. Our 4 children are all struggling hard to make ends meet: pay mortgages, support their children, eat and heat their homes, as well as pay travel expenses to get to and from work. Occasionally we bail them out to prevent disasters....and they are always suitably grateful. They club together now and again to give us a treat. Pleasure all round.

ginny Sat 17-Aug-13 19:26:43

Ariadna Our thoughts exactly. Luckily we have 3 lovely girls who encourage us to enjoy ourselves and are also very grateful for any little treats that come their way.

whenim64 Sat 17-Aug-13 19:28:52

I take the same view, Ariadne. My children joke about me galavanting with my friends and spending their inheritance, but I also take the chance to share any windfalls and help them with one-off purchases that I know they need, like prams or pieces of furniture.

Their dad, my ex, has a property portfolio here and in Spain, and will leave a fortune, but he never sticks his hand in his pocket when they need a bit of a leg up. He was given everything on a plate from a young age, but doesn't believe in sharing his good fortune.

Elegran Sat 17-Aug-13 19:55:13

Nonu - If you lived near enough to your mother to visit, but had been too busy with work/children/friends to see them for a while, which would be more likely to trigger you to go round there - and be happy to enjoy the experience when you got there?

a) a fraught call to tell you that as she is your mother you should give her some time, and surely you could each spare one hour a month to visit her.

b) an unexpected but cheerful call to invite you round to share a delicious home-made meal.

Perhaps that may be why I have no problems at all in my relationships with my three children and their partners - I have never told them that it was their duty to visit me. They seem to do it because they like it.

j08 Sat 17-Aug-13 20:05:34

It's not too much to expect rojon. It's very sad that they don't visit you more. If you can get a bit of happiness out of spending your money then definitely do so! Who knows, if they see you being happy in your life without their company, they might think again.

Good luck. flowers

j08 Sat 17-Aug-13 20:07:47

To be honest, I would n' t wave any carrots on sticks. But I would make sure they knew how well I was doing without them.

Nonu Sat 17-Aug-13 20:08:21

What ^ are^ you on about Elegran !!!!!!!

j08 Sat 17-Aug-13 20:12:41

Whenever we try spending their inheritance there is usually one or the other, or all three, spending it with us. You could try that rojon. Take them out individually for treats. That way you would both get the pleasure.

Elegran Sat 17-Aug-13 20:16:28

I am on about you saying that "I agree entirely with you Rogan , you are their mother they should give you some time , why should you have to make up things to "Entice " them." in answer to my suggestion.

I had pointed out that anyone who wants to see more of their children would do better to make it a pleasant invitation, not a bad-tempered complaint that they should find time to visit their mother.

j08 Sat 17-Aug-13 20:23:28

I have been guilty once or twice of reminding my three that "I'm your mother. I deserve some consideration". shock

Why not? Did n' t let them get away with disregarding my feelings when they were younger. Why should it be different now? We are entitled to some expectations.

moomin Sat 17-Aug-13 20:25:49

I would prefer my children to come and visit me because they want to, not because they feel obliged to.