I am 53 yrs old and have lived with Multiple Sclerosis for 44 of those years, so not knowing what each day will bring, I've done my will, have already planned/am paying for my funeral and I'm currently saving to be able to pay for LPA's for money and health for my younger son (I have 2 but am estranged from the elder one).
I know that the current law concerning organ donation says that we're all automatically potential organ donors, unless we specifically state otherwise but I've always said that if any part of me can be used by someone else after I'm gone then they're welcome to have those parts.
The will, deeds for my house, insurance papers, birth certificate etc are all kept in a little safe with both digital and key access. My son knows the pin no and where to find a key if the batteries in the safe are too low to work properly.
I have a few pieces of jewellery, probably only worth maybe £3,000 in total, which are dotted around the house, so I need to collect them up and maybe put them in the safe.
I have lists of my bank accounts and all my regular bills (gas/electric, water, tv licence, sky, mobile, house alarm company etc) with their telephone and account numbers, kept in a specific file on my laptop which my son knows the password for.
There is also a list of other people who would need to be notified (friends, dog walkers etc).
My best friend is at the top of that list because if I go before my dog, she's promised to take him. She has had this breed for close to 30 years and currently has 2, so she is the only person I would trust to take on my dog.
My son also knows the pin numbers for my bank accounts and I'm currently considering having his name added to them to make it easier for him to access the little cash I have once I'm gone. Bank accounts get frozen until probate has been granted but with a second, living person named on an account, they can't freeze it.
I know many people will not agree with the way my will is written but I'm basically bequeathing everything to my younger son and have put a letter with my will stating that I have intentionally not left anything for the elder son. My GP has witnessed the will as I don't want there to be any way for him to contest it because my GP wouldn't have witnessed it if she didn't think I was of 'Sound Mind' when I wrote it.
I do have an insurance policy for the elder son that should have paid out when he was 21 (2010) but I've held it back because of the issues we've had but I will be writing him a letter for when I'm gone and the details of this policy and how to access it will be noted in it.
I'll also be writing my younger son a letter but this will have no official stuff in it, just telling him how much I appreciate everything he's done for me and that I love him etc.
I hadn't thought about writing a few notes for things to be said at my funeral but maybe I'll put something together to help my son when discussing this with whoever ends up officiating the service.
I'm also in the process of sorting out all my belongings, I do have some hoarding tendencies and with just myself and the dog rattling around my 3-bed house, I've managed to acquire quite a lot of 'stuff'. I'm planning to downsize in the spring so I need to cull quite a bit but I'll also be doing it with my son in mind, knowing that he'll be the one who has to deal with it all once I'm gone, so I'll try to be thoughtful whilst deciding what I'll be keeping.
I also hadn't thought about writing lists about finding things in the house or how things work (I've got loads of 'smart' stuff to help me around the house), so I'm adding that to my 'To Do List'.
I've already had discussions with my son about these things, so he knows (although he'd already assumed anyway) that everything was likely to end up on his shoulders, so as much as we're both hoping I'm going to be here for a good many years yet, he's grateful that I've got a lot of the immediate 'stuff' already organised and he's only got to make one phone call to set the wheels in motion when the time comes.