Gononsuch I disagree. Our children need to learn to be financially responsible and I have seen too many cases where children in there 40s and older are still financially immature and 'bad' with money because they simply turn to their parents for gifts of money every time their financial extravagance gets them into trouble. I have seen parents in poverty because their children have bled them dry.
You sometimes have to be cruel to be kind. When my children were making their small financial mistakes in their late teens and early 20s I only ever lent money and I was strict about repayments. Now they are in their 40s they manage their money responsibly and do not see us as a 'Get out of gaol' card if they spend extravagantly. And now I do give them money on occasion, sometimes for a reason. Some times for no reason at all.
So often we have threads on Gransnet from parents who have given/done everything for their children because they want them to grow up 'happy' with everything they want; endless childcare, help with anything they want, a supply of money and then find when they have to stop this because of health problems, or because they have no money left. They then find they do not have loving caring children ready to help them when they need it, but angry child adults turning on their parents for being 'selfish' in stopping giving when they can do it no more.