My DH and I have a joint will made in the early '90s. I had children from a previous marriage who lived with us and an older daughter who lived with her BF.My ex-husband was on the scene, causing trouble but we rose above it.
Apart from leaving everything to each other it said that should we both go together or within one month of each other our property was to be left to a close relative of my husband. Ditto savings and pets. My personal possessions, which I took to include jewelry was to go to my daughter.
Fast forward. My husband has a chronic condition which thanks to the wonderful NHS is manageable. I have been diagnosed with a life limiting condition which is incurable.
We have discussed changing the will but nothing seems to get done. I would like the 'children' to benefit, We are close to them all,not all in distance but they are all ready and willing to help whenever called upon. The person who is the beneficiary of the will although a close relative of DH is very well off. We see once every few years. We get on but are not close IYSWIM.
Our property is in joint names. All savings are joint except for Premium Bonds which are in my name.
I would like to know if it is possible to leave my half to my children. I do not expect to outlive my husband so obviously he would have a lifetime interest in the property. Could I leave my half of the savings and my PBs to the children? I would need to make a separate will in my own right.
I have tried to discuss my feelings but he just says things like 'I don't care what happens when I'm dead' The other thing is I would like my remains dealt with in a certain way. I have mentioned this but his attitude is that when you're dead it doesn't matter what happens. I would like to have my wishes written down.
I would welcome any comments.
Hate - jealousy of stepson
Dread - pests in the attic
Shocking - sinkholes