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Legal, pensions and money

What will happen to my pension when I die?!

(36 Posts)
angelab Mon 22-May-17 16:34:58

..not that I'm hoping too soon! I am in a relationship and if that leads to marriage in, say, a year, what happens if I die first? Would my DH continue to receive any payment?

I have looked on pensions website and references all seem to relate to marriage before 26 Apr 2016 which obviously will not apply.

The rules will probably have changed anyway, but what would happen under the current rules?

Sorry if this has been posted before but I couldn't find it..

tanith Mon 22-May-17 16:43:54

Are you talking about State pension or a private pension?

angelab Mon 22-May-17 16:45:51

Sorry, I was referring to State pension smile

Jalima1108 Mon 22-May-17 16:56:53

This information is for a man born before 6 April 1951 or a woman born before 6 April 1953
www.nidirect.gov.uk/articles/what-happens-your-state-pension-when-you-die

angelab Mon 22-May-17 16:58:12

Thanks for that, Jalima x

angelab Mon 22-May-17 16:59:07

The only thing is, this is for Northern Ireland - is it the same in England, do you know?

Jalima1108 Mon 22-May-17 17:04:10

Oh! Daft me, I didn't notice blush

callgirl1 Mon 22-May-17 17:22:10

When my husband died, I contacted the DWP to tell them, and his pension was stopped straightaway. They inadvertently made an extra payment a few days after he died, and wrote asking me to repay it, which I did do.

rosesarered Mon 22-May-17 17:39:48

State pensions end when you die.If your DH or partner is old enough, he will get one anyway.

Anya Mon 22-May-17 17:47:54

I'm sure there's an online form you can fill in to take it with you.

rosesarered Mon 22-May-17 17:48:28

grin

Rigby46 Mon 22-May-17 17:48:50

Not quite that simple - benefits never are. Any additional pension or SERPS can be inherited. Depending on DOB.

rosesarered Mon 22-May-17 17:49:23

Funnily enough, your bus pass will stop as well.

Anya Mon 22-May-17 17:52:12

grin

Anya Mon 22-May-17 17:52:38

What will happen to my Tesco points?

Tizliz Mon 22-May-17 18:32:16

Your Tesco points are added to your Boots points and divided up between the over 55 employees at B&Q

Ana Mon 22-May-17 18:39:15

I'm still using my late DH's Tesco Club card and no one's ever noticed!

Maggiemaybe Mon 22-May-17 19:22:58

Actually, I've a lot of Tesco and Sainsburys points gathering dust. I'd best get them spent!

Ana Mon 22-May-17 19:32:49

I think Supemarkets aren't bothered as ong as you have the same surname, but I don't think I could bequeath my Tesco card to my daughter (although I don't se why not!).

Maggiemaybe Mon 22-May-17 19:53:43

The trouble is, DH would never find them. The more I try educating him in what to do when I pop my clogs (as I am the chief bossyboots organiser of the two of us), the more he lets it go in one ear and out the other. He says he'll have no need to worry about paying bills etc, as he'll have been scammed out of all our assets within a week of my passing anyway. I think he's only joking... grin

Jalima1108 Mon 22-May-17 20:19:45

If one of you gets a free tv licence you have to let them know if the older one deceases as they make you pay.

But never mind, whoever gets in next time will probably stop it all anyway. And what if someone dies just a month or so after getting the fuel allowance - do they ask for a proportion of it back?

chelseababy Mon 22-May-17 20:55:58

Jalima a friend's sister (over 75) just went into a home but he can keep the free tv licence until it expires. Just pays from the renewal date.

Jalima1108 Mon 22-May-17 20:58:32

smile thanks chelseababy

angelab Thu 25-May-17 11:33:04

Many thanks to all who've repled; the question was prompted by memories of widow's/widower's pensions - have they been scrapped now?

Maggiemaybe Fri 26-May-17 09:32:48

www.gov.uk/bereavement-support-payment

If I'm reading this correctly, they seem to have gone for those who aren't still bringing up children, apart from in very specific circumstances.