Carrying Cash or just Bank card

I use both cash and card, though prefer using cash.

It's easier to keep track of and my mobile hairdresser and local takeaway only take cash.

If there is a problem with your card, how long will you have to wait until it's resolved? You could be stuck without any means of payment until a new card arrives.

It's important that everyone keeps using cash at least occasionally, I don't like the idea of a completely cashless society. You know where you are with cash.

I have an emergency £20 note hidden in my car! Was very useful when I dashed out of the house one day and realised the credit card I thought was in a pocket in my phone was actually on the arm of my chair after ordering something online!

I had to order a taxi last week, and was relieved when he said I could pay by card.
Apparently, most cab firms accept this now.

Some taxi firms round here have apps so you can pay in advance.

I'm a bit at the number of people saying their hairdresser or takeaway or whatever only take cash.

You do know that they're evading paying tax, right?

Most of the time, unless I’m going a big shop, I just bring my phone and use Apple Pay. No purse, no card.

I keep a few pounds in cash because our local newsagent will only accept cards if you spend over £5. Sometimes I just want a birthday card or some sweets for the GC. Pretty much everywhere else takes cards.

I remember my father telling me that unless you had enough money on you to pay for a night's accommodation, you could be classed as a vagrant! I suppose having a credit or debit card would count instead these days.

Hardly ever have cash, occasionally when I know they dont take cards I may have cash but cash weighs a lot and takes up too much room in my purse I think.Its safer with cards and contantless is so good during the pandemic.

I use a bit of both, cash for just a newspaper, card for big weekly shop. My sister needed the loo on a day out in a touristy town and had to use her card for 20 or 30p to use them.

I haven’t used cash for a couple of years. I only take my phone out with me and use Apple Pay, safer than a card as requires fingerprint or Face ID.

I agree with your comments Lulubelle500. I use both, but am very concerned that cash could be fazed out. Many many people are unable to use debit or credit cards...how are they supposed to cope? I would never dream of using a card to pay for something like a newspaper with a card. I do agree they are convenient and also carry mine in phone case. But, always carry cash. Hope I never lose my phone case!! Always amazed at the amount of people who pay with a card and wave away the receipt. Also what happens when the computer systems crash! Shop says system is down! Have you thought you are giving banks and shops etc all your personal purchasing habits, big brother will soon know our every move and purchase. Cash and cards should be acceptable everywhere.

Use cash or lose it.
We are heading for a digital currency, which could be used as a form of control particularly when we have a government advocating lockdowns and the green agenda. A digital currency could also be a platform for a Social Credit System as seen in China.

Hardly ever carry cash, especially after having my purse stolen a few years ago when out in a town Christmas shopping. I was able to cancel the cards as soon as I realised, had there been any cash I would have lost it. I was very careful at putting my purse away so I was annoyed that this happened. I now always make sure my purse is at the bottom of my bag and covered over.

I carry both! I would not want to be dependent on either one or the other. Technology is great when it works - but real money is useful in emergencies, and for small purchases.

As others have said, some people can't cope with cards only, and in my mind, options are always worth having!

I don’t carry a card or cash. It’s all on my iPhone or Apple Watch. That’s all loyalty, credit and debit cards.

I use both. I put all the 1p, 2p, 5p, 10p, 20p and 50p coins in my greyhound charity box once a week. Don't like the idea of relying solely on a card. A work colleague's debit card wouldn't work today as it was damaged and she had no card or cash.

Rarely use cash now. I just have a few ponds for supermarket trolleys if I mislay my coin (frequently!). It’s safer, I feel, as there are so many cunning thieves about, apparently. I can cancel my card immediately on my phone banking app. I think we do need to keep cash but see it being used less and less. Card is fine for almost everything-until that massive universal computer crash comes! And then we won’t be able to access cash machines either!

I usually carry both. But as I shop exclusively online now the £30 I have in my purse has been there nearly 18 months, the longest I've ever held on to any money! Some local shops are still refusing to accept cash. My hairdresser prefers card payments and as I don't tip her that's not a problem.

I have to take a bus for seven miles to get any cash as the post offce has closed in this village. I get out the day maximum for my card (£250..00) which lasts a bit usually.
However, in one week I shelled out £50 to the home hairdresser for a perm, £30 to the gardening help for two hours and £ 105 to her husband for removing an enormous amount of branches and cuttings in his trailer after two hours pruning. MY small cottage garden is almost completely encosed and has no accessible rear entrance. I have had enough and hope to move to the town.

MayBee70

On the subject of cash I got a lot of cash from the post office at the start of the pandemic and I’ve realised many of the £20 notes are old ones which need to be replaced. Does anyone know if shops are still accepting the old ones? It’s only when I gave one to DH to pay for something that I realised I had so many.

We were the same and then we were shopping on line or no one wanted cash!! I'm using them on rare supermarket trips - used one last week at the self checkout and it was accepted.

I keep a bit of cash in my purse but, tbh, it's gathering dust!

Just need cash for Waitrose car park but during pandemic stores would only take contactless

why would people not tip their hairdresser ?
and why assume that if traders take cash only that they are involved in tax evasion.
that is a slur.
some may be, but it's not right to cast aspersions on everyone.

Last week I went out with my bank card. I had it going into the underground but on returning home I couldn’t find it. Cue absolute panic. Anyone could have been using it for contactless payments of up to £45 a time all afternoon.

I called and cancelled it then waited to be put through to a member of staff who checked and thankfully the card hadn’t been used. This month I believe the limit for contactless payment goes up to £100 a time so I requested my replacement card had that facility removed.

It will be slightly less convenient having to enter my PIN number but so much more secure.

Anyone else thinking of doing this?