Callistemon I am not directly attributing my good fortune to the EU but I do think that the stability that the UK had since joining the EU enable many people to prosper.
As regards homelessness I am referring to the people living on the streets and not those who can't afford to buy.
When I was last in London, about 3 years ago we walked from the Opera House to The Strand and I was shocked to see the many people sleeping rough. Many of them would never have expected to be in that situation. They aren't all feckless people. This is not the fault of the EU but 10 years of Tory austerity.
The house that we bought back in 1979 had closing orders on it (this meant that without a change of ownership it would have been condemned). We were able to buy it because I borrowed the deposit from my father who had spare cash because my grandmother had died. For 3 years my husband worked 7 days a week, either on the house or as a self employed furniture restorer. For the first 6 months we had one cold water tap. We couldn't afford to rent something else so had to live in it. One of the consequences was my developing asthma as a result of living in an atmosphere of dust and chemicals. You could say that we overreached ourselves. We had no spare money - no dinners out, no purchases of books and records, no theatre visits. However, we ended up with a lovely home which we sold to the son of a Tory cabinet minister. The little enclave where we lived had suddenly become trendy and had been mentioned in Harpers Bazaar and the Observer property pages as being the next place to buy.
It was our choice to do without and we hadn't expected the renovations to take so long.
In the past I've heard young people say things like - I don't want to live in Catford, I want to live in Dulwich, or Camberwell. Often they have been brought up to be given what they want. My generation wasn't.
Obviously there is a link between house prices and young people having problems getting on the housing ladder. There are several reasons for this.
When I lived in Suffolk, one of the local authorities had a policy of not allowing planning permission for people to extend their homes because they realised that this was taking houses for first time buyers out of the property market.
Another reason is the baby boomers who live in their large family homes rather than downsizing when they no longer needed the large house. This has prevented younger families from moving up the ladder and so they have extended their homes.
Finally, my apologies fo going off piste a bit. (And we sold the house for £84,000, having spent what seemed to be a fortune on the renovation)